Is a Microloan Right for You?
If you've been tossing around an idea for a small business, but wondering where you'll find the money you need to get started, perhaps you should consider a microloan. Microloans are ideal for getting a new business off the ground. A microloan can also provide an infusion of cash to help an existing small business grow.
The term "microloan" refers to a business loan smaller than most banks care to process, often to a borrower no bank would consider. The term came into vogue during the 1980's, as funders began to realize that $200 loaned to a cooperative of women in a third world country could empower those women to start a business capable of supporting their families.
In the United States, a microloan is usually between $2,000 and $35,000. Most microloans in this country are made by non-profit organizations funded by the Small Business Administration, a government agency. The SBA established a pilot program for microloans in 1992, and the program was made permanent in 1997. To date, more than $112 million has been made available to small businesses under the microloan program.
Virtually any kind of small business can apply for a microloan. The form of the business, whether it is a sole proprietorship, a partnership, or a corporation, is not a determining factor. Non-profit daycare centers are also eligible to apply.
Loan funds can be allocated as working capital. The funds can also be used to purchase inventory, supplies, furnishings, fixtures, machinery or equipment. The one restriction is that the funds may not be used to purchase or make a down payment on real estate.
Perfect credit is not necessary, although the credit requirements vary according to the requirements of the lender. Often lenders require collateral, but may be very flexible in terms of what they accept as collateral. For example, a lender may accept jewelry, office equipment, or used cars to collateralize the loan.
Interest rates vary, but they are usually slightly higher than rates for conventional bank loans. Terms vary according to the size of the loan, the planned use of the funds, the requirement of the intermediary lender, and the needs of the borrower. The maximum term for repayment is six years.
One of the real benefits of securing a microloan has nothing to do with the money. The non-profits that serve as intermediary lenders also provide a significant level of management training and coaching. For example, a lender may require a prospective borrower to participate in a class and receive assistance in writing a business plan.
Another benefit is speed. The process of applying, qualifying for, and obtaining a microloan usually ranges between a few days and three weeks, depending upon the amount of funds needed, the procedures employed by the lender, and the degree of preparation on the part of the borrower. To speed the process along, it's a good idea to assemble as much paperwork as possible in advance. Borrowers should be prepared to provide tax returns, financial statements for existing businesses, bank account records, and proof of collateral.
To find out about lenders in your area, you can phone 1-800-U ASK SBA. Or use the following link to get a list of lenders nationwide: http://www.sba.gov/gopher/Local-Information/Microloan-Lender-Participants
2003 - 2005 © Jillian Coleman Wheeler
Jillian Coleman Wheeler is a Grants and Business Consultant. Her website, http://www.GrantMeRich.com, is a resource site for entrepreneurs, grant writers and consultants, and offers online training for grants consultants. She is also author of The New American Land Rush: How to Buy Real Estate with Government Money. For information: http://www.NewAmericanLandRush.com You may reprint this article, if you credit the author and include thisresource box. Please notify the author of publication information: firstname.lastname@example.org
Could student loans ruling mean the system is redesigned? BBC News
An announcement on Monday could affect the future of the student loans system. The Office for National Statistics (ONS) will be announcing the outcome of its ...
Poultry growers lean heavily on government-backed loans Star Tribune
After 20 years, Mississippi chicken farmer Kevin Kemp is getting out of the chicken business. He raised millions of pounds of chicken since 1996, alongside his ...
Feds to forgive loans for thousands of students whose colleges closed Washington Post
The Trump administration plans to forgive $150 million in federal student loans tied to colleges that closed in recent years, following a court order enforcing an ...
The government is still subsidizing college bureaucracies with student loans Washington Examiner
Education Secretary Betsy DeVos caved on Thursday, agreeing to cancel $150 million in student loan debt in line with an Obama-era policy she previously tried ...
Risky Home Loans Are Making a Comeback. Are They Right for You? The New York Times
Mortgage lenders are again promoting more complicated loans, which offer benefits for wealthy borrowers but come with big drawbacks.
Around 15,000 former students will have their loans canceled CNBC
The Trump administration has announced it will cancel $150 million in debt for certain students. Some 15,000 former students whose schools closed while they ...
Leveraged Loans Are Looking ‚ÄėScary‚Äô to These Money Managers Bloomberg
The recent weakness in the leveraged loan market isn't a passing trend, and the asset class is set to perform even worse next year as the U.S. economy edges ...
Global Bankers Spurn Trump's Pleas to Keep Making Loans For Coal Valley News
President Donald Trump is trying to recruit international lenders to his pro-coal crusade.They aren't enlisting.The European Bank for Reconstruction and ...
Navient Audit: Borrowers May Have Paid More For Student Loans Forbes
Navient, one of the nation's largest student loan servicers, may have steered student loan borrowers into higher payment plans. The result: student loan ...
Banks Are Approving Small Business Loans at Rates Not Seen Since Before The Great Recession - Forbes
Banks Are Approving Small Business Loans at Rates Not Seen Since Before The Great Recession Forbes
Approvals of loan applications from small business owners reached post-recession high mark (26.9%) at big banks (assets of $10 billion+), while small banks ...
Why The Student Loan Bubble Won't Burst Forbes
The headlines say the student loan debt bubble is going to pop, but the mechanisms surrounding student loan debt make that impossible.
Marion, Warren County Small Businesses Awarded Loans for Storm Damages KNIA / KRLS Radio
Gov. Kim Reynolds announced on Wednesday that the U.S. Small Business Administration granted her request to provide assistance in the form of low-interest ...
Education Department To Fix Troubled Grant Program; Students To Get Loan Forgiveness NPR
Also this week, the Kentucky Supreme Court struck down a bill that prompted thousands of teachers to protest this spring.
More parents struggle to repay loans they borrowed for their children's education CNBC
As college costs rise, more students are hitting their federal loan limits with a large portion of their bill still unpaid. Increasingly, their parents are borrowing to ...
Urban Institute Maps US Car Loan Debt and Delinquency CityLab
A new tool by the Urban Institute maps the geography of car loan debt and delinquency.
Leveraged Loans Are The Achilles Heal Of The Bond Market Forbes
Leveraged loans are doing worse than high yield and there are signs that more pain is yet to come.
USDA offering new loans and grants for rural broadband The Hutchinson News
WASHINGTON ‚Äď Agriculture Secretary Sonny Perdue announced last week that the U.S. Department of Agriculture is offering up to $600 million in loans and ...
Subprime personal loans will flourish in 2019 thanks to startups and Donald Trump Quartz
Americans are again splurging on subprime debt. The spigots are forecast to open even wider next year for personal loans, thanks to financing provided by ...
Fate of $1 Trillion in Risky U.S. Loans May Be in Japan's Hands Bloomberg
Japanese banks might have snapped up a third of the loans made to highly indebted U.S. companies, propelling the size of the market past $1 trillion, a new ...
Banks consider Italian solution for cutting bad loans and staff, Evgenia Tzortzi | Kathimerini - www.ekathimerini.com
Banks consider Italian solution for cutting bad loans and staff, Evgenia Tzortzi | Kathimerini www.ekathimerini.com
Greek banks are examining various scenarios for ridding themselves of more nonperforming loans and reducing their staff, in an effort to meet commitments for a ...
Buyer beware: Holiday loans come with a cost, tax preparer says WREG NewsChannel 3
If you're strapped for cash, a holiday loan may seem like an easy way to put extra money in your pocket before Christmas. But be careful, because those loans ...
Now Loan Investors Are Heading for the Exits The Wall Street Journal
Speculative-grade loans, a rare bright spot in the fixed-income world for most of the year, have hit a rough patch, posing challenges for businesses that have ...
Christmas Miracle: Bank Pays Off Single Mom‚Äôs $150,000 Student Loan Debt The Root
There really is a Santa Claus and his real, government name is Fifth Third Bank. On Wednesday, the Ohio-based bank surprised Jasmin Ford, a 30-year-old ...
Fifth Third Bank surprises South Side single mom, pays off $150K in student loans WLS-TV
For the past 12 years, 30-year-old Jasmin Ford has had to hustle for everything she has.
Trump administration refuses to publish required report on student-loan borrower complaints - MarketWatch
Trump administration refuses to publish required report on student-loan borrower complaints MarketWatch
The plight of student-loan borrowers could get a little less attention this year. The Consumer Financial Protection Bureau failed to release an annual analysis of ...
Pawn Central seeks to write loans on guns Galesburg Register-Mail
GALESBURG ‚ÄĒ Pawn shops like the one on East Main Street write loans on everything from televisions, video games and electric guitars to hydraulic ...
Oakland Loans Housing Developer UrbanCore $2.35 Million for Market-Rate Housing Project - East Bay Express
Oakland Loans Housing Developer UrbanCore $2.35 Million for Market-Rate Housing Project East Bay Express
Meanwhile, San Francisco is suing UrbanCore over an unpaid $5.5 million loan.
Do These 5 Things Now That The Student Loan Grace Period Is Over Forbes
And just like that, your six month grace period on your student loans is over. Here are 5 things to consider doing next. Your 5 Next Steps. There is typically a six ...
Sputtering Oil Industry Puts Brakes on Nigerian Bank Loans Bloomberg
Nigerian lenders are in retreat. Rising costs and declining appetite to lend is prompting banks to repay dollar borrowings. Brent crude prices near their lowest ...
Could this government program wipe away all your student loan debt? Military Times
The Veterans Affairs Department and the Department of Education are working together to make it easier for you to apply to have your loans forgiven. Here are ...
Help, I Can't Afford My Student Loans Forbes
If you can't afford the monthly payments for your student loans, you're not alone. U.S. Secretary of Education has called the rising student loan debt issue a ...
"Buy now, pay later": Critics concerned about new online payment plans CBS News
Tech companies like Affirm, Afterpay and Klarna are offering instant installment plans as an alternative to credit cards.
Change in student loan accounting could add ¬£10bn to national debt The Guardian
The government faces an extra ¬£10bn being added to its borrowing as the result of a radical shake-up in the accounting for student loans, with experts warning ...
My Client Got Public Service Loan Forgiveness Forbes
One of the most exciting things that could possibly happen to a student loan lawyer happened to me just a few days ago: one of my clients got her student loans ...
How to Manage Student Loan Debt Without Making It Worse NerdWallet
When you're struggling financially, keeping up with your student loan payments might feel like you're stuck on a runaway train ‚ÄĒ and student loan forbearance, ...
Lenders target California seniors with costly clean-energy loans The Mercury News
Elderly homeowners who have built a sizable nest egg over many years are being targeted by financial lenders to take energy-efficiency home improvement ...
Here's How Parents Can Repay Parent PLUS Student Loans Forbes
Parents are borrowing more to send their children to college and struggling to repay those loans, says a new study from The Brookings Institution. Here's what ...
Auto debt in America ‚ÄĒ mapped CNBC
A new map by the Urban Institute traces auto delinquency rates in counties across the U.S. How people fare with their auto loans varies dramatically from one ...
How's the Market? All kinds of loans- part II Record Bee
Last week, I began describing the many types of real estate loans available for residential, commercial, industrial, or agricultural property. Thinking about buying ...
What will happen to my student loans now Virginia College closed? WJBF-TV
AUGUSTA, Ga. (WJBF) - With 70 Virginia College campus, including one in Augusta, shut down, it's the largest closure since two other for-profit colleges ...
This 34-year-old celebrated his birthday by paying off the last of his $117,000 in student loans‚ÄĒhere's how he did it - CNBC
This 34-year-old celebrated his birthday by paying off the last of his $117,000 in student loans‚ÄĒhere's how he did it CNBC
A New York-based financial reporter paid off the last of his almost $117000 student loans just before turning age 34, including $16000 in 2018 alone. Roughly ...
Were Your TEACH Grants Converted To Loans While Teaching At A Qualifying School? NPR
If you're one of the thousands of teachers who had grants converted to loans even though you were meeting the teaching requirements of the TEACH Grants ...
She took out $20,000 in loans for her son's college. Then he went blind CNBC
A bipartisan bill would allow parents who borrowed student loans for children who became severely disabled to walk away from their debt.
Student loans totaling $150M to be forgiven by US Department of Education Yahoo News
The U.S. Department of Education plans to cancel about $150 million in student loan debt, which means about 15000 borrowers will be forgiven.
Yes, student loans really are making millennials go broke | TheHill The Hill
Ten years after America's largest financial institutions upended the economic livelihood of millions of millennials entering the job market, a new report from the ...
Parents struggling to repay college loans, report finds Tampa Bay Times
Parents are increasingly shouldering the student loan burden and risking their financial health to do it, according to a new report.
How You Can Get Your Student Loans Discharged In Bankruptcy Forbes
One of the biggest myths surrounding student loans is that you cannot get your student loans discharged in bankruptcy. While it's rare, it's completely possible.
$1.3B award upheld against racecar driver over payday loans NBCNews.com
A U.S. appeals court on Monday upheld a nearly $1.3 billion award against pro racecar driver Scott Tucker, who was sent to prison following a conviction for ...
Loan Deals Scrapped or Sold at Deep Discount as Market Slips Bloomberg
It used to be a breeze for a company to get a loan, even a highly risky one. Now, not so much. While the party isn't quite over, financial jitters around the world ...
Major Spanish Bank BBVA Closes ‚ā¨150 Mln Loan With Porsche Holding Using Blockchain - Cointelegraph
Major Spanish Bank BBVA Closes ‚ā¨150 Mln Loan With Porsche Holding Using Blockchain Cointelegraph
News. Spain's second largest bank, Banco Bilbao Vizcaya Argentaria (BBVA), has closed a ‚ā¨150 million loan using blockchain technology with Porsche Holding ...
Forgiving All Student Loans: A Bold Idea, or Welfare for the Well-Off? The New York Times
Readers react to David Leonhardt's argument that it's an alluring but misguided idea. Some offer their own stories of debt hardships.
The Risks Of Energy Efficient Loans KPBS
Lenders are selling seniors on the idea of home renovation work; sometimes homeowners don't realize they've taken on debt until it's too late.
Black Friday 2018: Should you get a personal loan for holiday shopping this year? USA TODAY
Americans are forecast to spend more than $1000 during the holidays. Many people turn to personal loans to finance that spending.
Racecar driver must pay $1.3 billion award in payday loan suit Fox News
A U.S. appeals court on Monday upheld a nearly $1.3 billion award against a pro racecar driver who was sent to prison following a conviction for cheating ...
Investors signal concerns with leveraged loans Financial Times
Risk premiums rise for securities backed by lower-rated corporate credits.
You were right to take out student loans, says author of 'I Will Teach You To Be Rich' CNBC
Personal finance guru Ramit Sethi says that, in the long term, your student loans are worth the pain of having to pay them back: Educational "debt can be a great ...
Ecuador is feeling pain of China loans Herald-Mail Media
QUITO, Ecuador ‚ÄĒ Rafael Correa wanted to fast-track development projects when he was president of Ecuador, so he borrowed billions of dollars from China.
Former small business chief: Big tech loans will change things 'completely' for mom-and-pop shops - CNBC
Former small business chief: Big tech loans will change things 'completely' for mom-and-pop shops CNBC
Near-instant loans from online giants like Amazon and PayPal are fundamentally changing the way small private shops do business, says former Small ...
A Student Loan Help Center, Created by Critics of Trump's Enforcement Efforts The New York Times
An ex-student loan watchdog who quit the Trump administration last summer is starting a nonprofit to help borrowers with other former officials.
Virginia College students worry about loans and transferring credits WHNT News 19
HUNTSVILLE, Ala - It has been almost a week since Education Corporation of America announced it was closing all its colleges, which includes Virginia College ...
Students At For-Profit Colleges Are More Vulnerable To Student Loan Distress, NYC Report Finds - Forbes
Students At For-Profit Colleges Are More Vulnerable To Student Loan Distress, NYC Report Finds Forbes
Black and Latino students, low-income students and older students -- all communities with higher rates of loan defaults --were all more likely to attend for-profit ...
Your Former Student Loan Watchdog Is Back Forbes
Your former student loan watchdog resigned in September. Now, he's back in a new role. Here's what you need to know and how it can affect you. The Student ...
The Simplest Ways To Save Interest On Your Student Loans Forbes
There are several simple ways that you can save interest on your student loan debt. You need to spend five minute to make it happen.
Teachers in grant program could see their loans erased by U.S. Education Department: report - NOLA.com
Teachers in grant program could see their loans erased by U.S. Education Department: report NOLA.com
The U.S. Department of Education is finalizing a plan to help teachers who have been wrongly saddled with debt because of a federal grant program.
ONLY ON 7: Ameritech Financial employee says embroiled student loan debt relief company was helping people - KGO-TV
ONLY ON 7: Ameritech Financial employee says embroiled student loan debt relief company was helping people KGO-TV
For the first time, we are hearing from a current employee of a Sonoma County student loan debt relief company whose CEO is in hot water with the Federal ...
Don't make this common student loan mistake that can cost you thousands of dollars CNBC
Nearly 45 million Americans have some kind of student loan debt, and the system for paying back those loans can be confusing. That means it's all too easy to ...
California community colleges reject state aid tied to allowing students to seek federal loans - EdSource
California community colleges reject state aid tied to allowing students to seek federal loans EdSource
For years 22 California community colleges did not participate in the federal student loan program, blocking students from taking out federal loans to cover their ...
A new study says an overwhelming majority of millennials want to be homeowners, but student loans are holding them back - CNBC
A new study says an overwhelming majority of millennials want to be homeowners, but student loans are holding them back CNBC
For many millennials, the idea of homeownership is still a big picture dream, with a new study saying 89 percent plan to purchase a home in the future ‚ÄĒ but ...
Betsy DeVos Is Wrong About The 'Government Takeover' Of Student Loans Forbes
Education Secretary Betsy DeVos has a reputation as a champion of the free market. It was therefore disappointing to see her praise a defunct program that ...
Wall Street banks turn skittish on leveraged loans Financial Times
Wall Street banks are offloading leveraged loans at discounted prices and demanding that borrowers accept less advantageous terms, as they move to protect ...
TSP Loans and Hardship Withdrawals FEDweek
There are currently two ways that an employee younger than age 59 ¬Ĺ can get money out of the Thrift Savings Plan. They are by means of a loan or a hardship ...
Disaster loan applications still being accepted for Tropical Storm Michael damage Roanoke Times
A handful of Roanoke Valley property owners have sought and received federal disaster aid in the wake of the October flooding unleashed by Tropical Storm ...
This 27 year old lives in a van to save money‚ÄĒhere's how he makes it work CNBC
"I feel more financially competent and stable and well-set up than I ever have," says John Sweat, who is able to save more by living in his van, and who aims to ...
Who's buying leveraged loans anyways? Financial Times
The booming loan market for highly indebted companies has faced a lot of scrutiny in recent months. The IMF has repeatedly aired its grievances. Multiple ...
Hard-up firms in China use cashmere and pork to repay loans The Economist
LI XINTONG DID not want one overpriced cashmere sweater, let alone a hundred. But when his loan to Jicai came due, the investment firm offered to repay him ...
LESSEN THE LOAD: More companies helping employees ease student loan debt KTRK-TV
More employers are providing benefit offerings to help employees with student loan debt.
What to Do Now That the Student Loan Grace Period Is Over Lifehacker
College grads with public student loans typically get a six-month grace period after convocation before they have to start making payments. And that means for ...
Here‚Äôs How the Student Loan Landscape Has Changed Since 2013 Bloomberg
The latest numbers on student loans were all too familiar: Outstanding debt hit another record and delinquency rates spiked in the third quarter, according to ...
Fareway offers employees help paying off student loans Des Moines Register
Fareway is offering full-time workers a new benefit that will assist them with studen loan repayment.
Farm loan waiver a necessity: Kamal Nath Times of India
India News: "I am not going to be deterred by what these economists say in their rooms. A farmer today is born in debt and all his life gets stifled under loan bu.
A Default Setting That Can Ease the Student Loan Crisis Bloomberg
Student loans are imposing crushing burdens on millions of young Americans. According to one account, about one-quarter of the borrowers who began ...
Before you pause your student loan payments, consider the risks CNBC
It can be hard to come up with your student loan payment each month. Yet if you take a break from the payments, the situation can get worse.
Loans to get dearer as US Fed gears up for another rate hike Khaleej Times
The UAE and most GCC countries are expected to increase key interest rates this week in line with the US Federal Reserve, which will announce a decision on ...
Fintech Squirrel makes UK purchase, targets 15 minute loans The Australian Financial Review
Meet Australia's newest mortgage market hopeful. Privately-owned fintech Squirrel reckons it could be offering clients home loan approvals within 15-minutes ...
DeVos decries student-loan program as a ‚Äėlooming crisis‚Äô Washington Post
Education Secretary Betsy DeVos on Tuesday warned that the federal student aid program is a ‚Äúlooming crisis in higher education‚ÄĚ in a speech that some ...
Montgomery, Prince George‚Äôs file federal lawsuits accusing banks of peddling ‚Äėpredatory‚Äô loans - WTOP
Montgomery, Prince George‚Äôs file federal lawsuits accusing banks of peddling ‚Äėpredatory‚Äô loans WTOP
WASHINGTON ‚ÄĒ Federal lawsuits filed Tuesday by Montgomery and Prince George's counties claim banks flew in the face of Fair Housing protections, aiming ...
What Is a Predatory Loan? U.S News & World Report Money
Predatory loans have unfair, misleading or unaffordable terms that generally benefit the lender at the expense of the borrower. Predatory loans have the ...
SoFi CEO Anthony Noto: Our loans 'have really strong risk controls' CNBC
Jim Cramer and SoFi CEO Anthony Noto break down how the millennial-facing financial company is preparing for an environment with higher interest rates.
Spanish banks step up sales of bad loans and distressed property Financial Times
Spanish banks have taken more steps to offload bad loans, as Banco Sabadell announced the sale of its real estate services business and Bankia confirmed it ...
Ross Spano should be disqualified from Congress after illegal campaign loans, top Florida Democrat says - Tampa Bay Times
Ross Spano should be disqualified from Congress after illegal campaign loans, top Florida Democrat says Tampa Bay Times
The head of the Florida Democratic Party said newly elected U.S. Rep. Ross Spano should be disqualified from serving in Congress after he acknowledged he ...
Vegas bank offering teachers interest-free loans KTNV Las Vegas
The Bank of Nevada is offering new Clark County School District teachers interest-free loans.
Butte County BOS votes to forgive loans for Concow residents who lost homes to fire twice - KRCRTV.COM
Butte County BOS votes to forgive loans for Concow residents who lost homes to fire twice KRCRTV.COM
The Butte County Board of Supervisors met on Tuesday to discuss Camp Fire concerns amid the devastation and destruction. In addition the Butte County Sheriff ...
She needed $500 for food and now owes $1,700. Is it time to regulate payday loans? Star-Telegram
Rebecca Anthony needed a little help putting food on the table. She'd already received assistance from a church and friends, but it wasn't enough to put whole ...
Ecuador faces a huge budget deficit because of loans it received from China Los Angeles Times
Rafael Correa wanted to fast-track development projects when he was president of Ecuador, so he borrowed billions of dollars from China. But the loans have ...
There‚Äôs a better way to solve the student loan crisis | TheHill The Hill
How does an exceedingly expensive, regressive redistribution of federal dollars turn into a college affordability proposal embraced by progressives?
Editorial: Feds should investigate Spano loans Tampa Bay Times
The new U.S. House Republican acknowledges he received personal loans and then loaned his campaign most of that money.
Will Ross Spano face an investigation into campaign loans before he even gets to Congress? - Tampa Bay Times
Will Ross Spano face an investigation into campaign loans before he even gets to Congress? Tampa Bay Times
TAMPA ‚ÄĒ The Democratic candidate who lost to Republican Ross Spano for the congressional seat from District 15 said this week she has requested an FBI ...
Instant shopping loans cause worries for shoppers | News KCTV Kansas City
There are a handful of tech companies offering something called ‚Äúpoint-of-sale loans.‚ÄĚ
Farmers eligible for emergency loans The Times and Democrat
Farmers in The T&D Region are eligible to receive emergency loans for losses suffered during this year's hurricanes.
Student Loan Servicer Steered Some Borrowers To Higher-Cost Plans, Government Says NPR
One of the companies that handles federal student loans has been steering some borrowers toward repayment plans that cost them more money over time.
Motorcycle Loans For Military With Bad Credit
Motorcycle loans for military with bad credit aren't hard to come by. In fact when you start your search for the lender you will find more then an ample supply of companies just waiting for your business.
A Look at Getting a Bad Credit Personal Loan
Trying to get a bad credit personal loan can be frustrating. It may be that you don't know where to turn to find the loan that you're looking for, or that you don't know the correct procedure for getting a bad credit personal loan.
So Many Loans, So Little Time
If you find yourself in need of poor credit loans, there are many online companies just dying to help you out. But is it really help they're offering, or just a bigger hole to dig out of?Poor credit loans come in all shapes and sizes.
What is a Homeowner Loan?
A Homeowner Loan is a way of using the equity tied up in your property to raise money. Equity is the difference between the value of your home and your outstanding mortgage.
What is a Secured Personal Loan?
A secured personal loan is the generic term for a loan. Essentially, a secured personal loan is one that is secured against your property.
How to Find a Good UK Secured Homeowner Loan
If you're looking for a UK secured homeowner loan, you might not know where to turn.How can you insure that you're getting the best interest rates and repayment terms? Exactly what does it mean to get a UK secured homeowner loan, anyway?If you feel a bit lost with the whole process, don't despair? getting a good UK secured homeowner loan doesn't have to be difficult.
Five Things To Check Out When You Apply For a Payday Loan
Are you thinking of going in for a payday loan to meet an unexpected expense? If so, look into these five things before you finalize one. This checklist can help you make smarter choices.
When the Bank Says NO!
Factoring has been practiced for centuries. The Romans sold promissory notes at a discount as did the Phoenicians.
If You're Looking For Low Cost Car Finance, Loan Companies Offer Some Great Deals
These days having a reliable and safe vehicle to drive is more important than ever. With public transport packed to the hilt and often unreliable, many people have learned to rely on their vehicles to get to college or work, pick up the kids, do the shopping and even to perform their jobs.
Online Car Loans - Getting a Good Quote Online
Online car loans enable you to get a good quote and ultimately the best deal. With dealerships and local banks, you are at the mercy of their rates.
Short Term Loans...are they right for you?
With less than a week before she was to receive her next paycheck, Roni was faced with a problem that millions of Americans experience at some point in their lives: bills that are due and not enough cash available to pay them. Faced with a dilemma of late fees and a lower credit rating, many consumers with no options left turn to credit card advances as a stop-gap resolution for their problems.
Useful Tips On Buying A New Or Used Car
Buying A New Car: A new car is second only to a home as the most expensive purchase many consumers make. That's why it's important to know how to make a smart deal.
Refinancing Your Auto Loan
Refinancing your loan is one of the best kept secrets around for saving you money, but most people never think of it. Whether refinancing your home or car the process is the same.
Federal Debt Consolidation Loans For Students
For American students, the U.S.
Benefits of a Personal Secured Loan
A Personal secured loan can offer many benefits, some of which are listed below:Personal secured loans are loans that are offered to individuals rather than businesses.Rates for a personal secured loan will be way lower than for other loan products so it makes good financial sense for many of us over the term of our borrowings.
Bad, Credit, Student, Loans - Disjointed They Don't Make Sense - Join Them and See the Possibilities
The day you stop learning is the day when you start decreasing your rewards. Learning is a constructive effort - who knows it better than student.
Refinance Your Car Loan - 3 Tips For Refinancing Your Auto Loan Online
Refinancing your car loan is an ideal way to lower your interest payments or reduce your monthly payments. By using online auto loan lenders you can be assured that you are finding the lowest rate.
No Faxing Hassle-Free Payday Loans Can Be Yours
No faxing payday loans are the wave of the future. There are so many no faxing payday loans available to the average consumer, even if they have poor or no credit.
Cash Loans: The Good, the Bad, and the Debt-Free
Happiness is what they're selling. Relief from the crushing weight of that gigantic rock we're all forced to carry called 'financial burden.
Guide to Secured Personal Loans
Here is a useful guide to secured personal loans. A secured personal loan is the generic term for a loan.
|home | site map|
|TIGER MEDIA© 2006|