Loans Information

Luxury Real Estate Information


Rancho Palos Verdes, California Homes
Palos Verdes, California Homes
South Bay, California Homes
Luxury Mexican Beachfront Homes

Featured Properties


Oceanfront Estate Near Trump National

Related Information


Loan Information
Real Estate Information
Mortgage Refinance Information

Second Mortgage Loans


A second mortgage is a loan that is secured by the equity in your home. When you obtain a second mortgage loan the lender will place a lien on your house. This lien will be recorded in 2nd position after your primary or 1st mortgage lender's lien, hence the term second mortgage.

A second mortgage is also sometimes referred to as a home equity loan. There is no difference between a home equity loan and a second mortgage. These are just two different terms for the same subject.

A second mortgage can either be a fixed-rate loan or an adjustable-rate credit line. Interest rates and loan program terms will vary from lender to lender so it is important to shop around and compare before committing to any one offer.

Loan proceeds from a second mortgage loan can be used for just about anything. Many consumers take out 2nd mortgage loans to consolidate debt, do home improvements or pay for their kids college education. Whatever you decide to do with your loan proceeds it is important to remember that if you default on your payment you can lose your home so you will want to make sure that you are taking the loan out for a worthwhile purpose.

Another plus of a second mortgage loan is that the interest you pay back on the loan may be tax deductible. Consult your tax advisor regarding your personal situation but in most cases the interest is 100% fully deductible as long as the combined loan to value of your 1st and 2nd mortgage do not exceed the value of your home.

For more information on second mortgage loans, or to compare rates and programs of second mortgage loan lenders visit http://www.equityloansource.com

Levetta Rivera is a successful author and publisher of http://www.equityloansource.com . An informational and resource site for home equity loans.


MORE RESOURCES:

Here's another way student loans are screwing you over, consumer advocates say  Fox Business

A nonprofit group is accusing a company that processes student loans of cheating borrowers with what it called “unnecessary interest charges,” while the ...


Mobile loans apps Tala, Branch, Okash face scrutiny in Kenya  Quartz

The uptake of digital lending has been on the rise across Kenya, boosted by growing smartphone adoption and the availability of mobile money transfer systems ...


Public Service Loan Forgiveness (PSLF) Numbers Are Improving, But Is It Enough?  Forbes

Under the government-funded student loan program known as Public *Service* Loan Forgiveness (PSLF), which first launched in 2007, participants agree to work ...


The Latest: Federal transportation loans met with optimism  Greenwich Time

NEWINGTON, Conn. (AP) — The Latest on a meeting about federal transportation options (all times local):. 3 p.m.. Both Democratic and Republican legislative ...


Fed rushes to plug cash shortage in short-term loan market  CBS News

Central bank has had to inject $200 billion into the banking system this week alone, though experts say not to worry.


Easy Credit's Latest Twist: Loans to Companies With No Income  Bloomberg

No earnings? No problem. At least for some companies seeking loans now. Private equity firms are finding it easier than ever to get loans to finance their ...


Fund provides loans to CSU employees facing financial emergencies  Source

For many working adults, one unexpected charge at the end of the month can throw an entire financial budget into turmoil. A medical emergency, a death in the ...


Should You Pay Off Your Child's Student Loans?  The Motley Fool

Many parents pay off their kids' student debt to be kind, but end up hurting their own finances in the process.


VA picks Veros to provide appraisal management services for VA loans  HousingWire

Veros Real Estate Solutions already plays a big role in loans backed by the Federal Housing Administration, Fannie Mae, and Freddie Mac, and now, the ...


Zimbabwe Targets $150 Million in Agriculture Loans From Banks  Bloomberg

Zimbabwe expects to receive as much as Z$2 billion ($139 million) from local banks after they agreed to help finance small-scale farmers in the government's ...


College student loans: Debt hits a new high in 2018, though growth slows, as free tuition plans spread  USA TODAY

A group that monitors student loans says the average borrower who graduates with a bachelor's degree owes about $29200, a record.


Huge Changes Coming With VA Loans in 2020  mySA

Veterans, we have some exciting news for you! There are substantial changes coming to the maximum VA loan limits next year. There won't be any! You can ...


Why You Might Not Want to Pay Off Your Student Loans Early  Motley Fool

Student loans seem to go hand-in-hand with diplomas these days, and many graduates with educational debt are eager to repay what they owe and shed this ...


Philippines' Duterte orders shunning of loans, grants from backers of U.N. drug war probe  Reuters

Philippines President Rodrigo Duterte has instructed all departments and state-run firms to halt negotiations and agreements on grants and loans from countries ...


Millennials have an average of $28,000 in debt—and the biggest source isn't student loans  CNBC

New data from Northwestern Mutual shows that education bills and student loans are not the leading source of debt among millennials.


Turkey turned up heat on banks after standoff over bad loans  Reuters

Turkey forced banks to take losses on $8 billion in bad loans this week to kick-start lending and boost its economic recovery after losing patience with them, ...


Hospitals relying on 'emergency' loans to cover costs  BBC News

Hospitals in England are "lurching" from month to month on "emergency" government loans to cover costs, a think tank has said. The Nuffield Trust said some ...


Are Loan-Outs in Jeopardy from California's New Law?  Forbes

This column analyzes all the objections to the conclusion that California's new law regarding employees may result in the demise of most loan-out corporations.


Navient memo raises questions about its student loan servicing practices  Washington Post

Newly unsealed documents in a lawsuit against Navient, one of the nation's largest student loan management companies, provide insight into the loan servicer's ...


There are only 3 situations when it 'makes sense' to borrow from your 401(k), experts say  CNBC

While it's generally a bad idea to dip into your retirement savings early, there are certain situations when borrowing from your 401(k) ahead of retirement “makes ...


State could explore federal loans for highways  Waterbury Republican American

NEWINGTON — Democratic and Republican legislators agreed Friday that Connecticut should explore pursuing low-cost federal loans for funding highway, ...


Education Department explains why only 1% of people who applied for public-loan forgiveness were accepted  MarketWatch

The Public *Service* Loan Forgiveness Program is designed to wipe away student-loan debt for people who work in public-*service* jobs.


Knox, Richland, and Ashland counties among 53 eligible for agriculture disaster loans  knoxpages.com

MOUNT VERNON -- Knox, Richland, and Ashland counties are among 53 in Ohio eligible for Economic Injury Disaster Loans to small businesses, small ...


Would Student Loan Refinancing Pay Off for You?  Islander News.com

Glossy mailers promising low rates and cleverly crafted ads on your favorite podcast might leave you wondering: Should you refinance your student loans?


NYC teacher suing DeVos over student loan forgiveness program | TheHill  The Hill

A New York City middle school art teacher testified Thursday before the House Committee on Education, Labor and Pensions about why she joined a lawsuit ...


Natwest’s Standalone Digital Lending Platform Esme Loans Increases Maximum Loan Amount to £250,000  Crowdfund Insider

Esme Loans, NatWest's standalone digital lending platform for SMEs and scale-up businesses, announced this week it has increased its credit appetite with.


Banks Don’t Want Draghi’s Free Money as ECB Loans Fall Flat  Bloomberg

The European Central Bank's latest offer of free cash to lenders attracted little interest on Thursday, in a sign of just how much liquidity is already sloshing ...



Hollywood’s Unions Tell Their Members That New State Gig Economy Law Won’t Impact Their Loan-Out Companies  Deadline

Hollywood's unions are assuring members that their loan-out companies will not be negatively impacted by a new California law designed to end the ...


This State Has The Highest Student Loan Debt  Forbes

These states have the highest and lowest student loan debt.


Why You Got Rejected For Student Loan Forgiveness  Forbes

Here's why you got rejected for student loan forgiveness. Here's what you need to know - and what to do about it. Student Loan Forgiveness. If you've read the ...


Here’s why you should make paying off your student loans a priority over saving for retirement  The Washington Post

There are some sound reasons why young adults may want to pay off your students loans before you start saving for retirement.


Ocasio-Cortez blames 'hazing mentality' for opposition to student loan debt forgiveness  Fox News

Rep. Alexandria Ocasio-Cortez, D-N.Y., pushed back on the idea that it was unfair for some students to receive student loan forgiveness after others already paid ...


As tolls lose favor, Connecticut lawmakers consider federal loan  The Westerly Sun

NEWINGTON, Conn. — Both Democrats and Republicans expressed interest on Friday in low-cost federal loan programs to help fix Connecticut's transportation ...


How To Prepare For Your First Student Loan Repayment  Forbes

Come November or December, the six-month grace period on student loans will end for most college graduates. Here are five steps they can take now to ...


Student Loans: 'This Is A $1.6 Trillion Consumer Protection Crisis'  Forbes

The student loan debt crisis is not only about debt. Here's why.


The new payday loan law is better, but the hardship remains: Interest rates still high  Cincinnati.com

Most payday loans customers are poor but paying 590% interest isn't helping to alleviate the financial pain.


This 34-Year-Old Paid Off $223,000 Of Student Loans  Forbes

When Caitlin Boston finished paying off $223,000 of student loans, she did something amazing. She made a music video of herself dancing in a purple catsuit.


What to know before refinancing your home loan  The Washington Post

Consider how many years remain on the loan you have and how much longer you will stay in your home.


Why Taylor Swift Fans Want Her to Pay Off Their Student Loans  ELLE.com

Swifties are begging the singer to pay their college loans and to address the student debt crisis.


Spreads widen in choppy US leveraged loan market  Reuters

NEW YORK, Sept 20 (LPC) - Borrowers in the US leveraged loan market are offering higher yields in September to compensate an investor base wary of a ...


Student loans: She moved home to save money—and her mom never wants her to leave  Vox.com

She grew up in the United States, and her mother's an immigrant from the Philippines. Here's how their attitudes about money differ.


Trump Plan For Home Loans Rattles Watchdogs  NPR

At its heart, the new Trump administration plan for the home loan market aims to change the rules for the mortgage giants Fannie Mae and Freddie Mac. The two ...


The newest workplace perk looks a lot like a payday loan  CNBC

A growing number of companies, including Walmart, are giving workers payroll advances by offering what's now called "accelerated pay."


Rock Lititz approved for more than $6 million in state loans for its massive expansion  PennLive

Rock Lititz, the live event production campus in Lancaster County was approved for two state loans, the governor's office announced on Tuesday.


China cuts new loan rate for second month but struggling economy likely needs more  Reuters

SHANGHAI (Reuters) - China cut its new one-year benchmark lending rate for the second month in a row on Friday, a step by the central bank to try to wrestle ...


Charity regulator warns Ucas about marketing loans to students  The Guardian

The Universities and Colleges Admissions *Service* has been rebuked by the Charity Commission over its role in the marketing of private loans to students and ...


Warning signs: Beware of student loan debt scams  KGW.com

There has been a rise in student loan debt relief scams. Here are the warning signs to look out for.


Pa. officials unanimously approve bill to forgive student loans of volunteer firefighters, first responders  FOX 29 News Philadelphia

PHILADELPHIA - Pennsylvania officials have unanimously passed a new measure that seeks to ease the burden of student loan debt for municipal volunteers of ...


Home Improvement Loans: Compare Top 11 Lenders Now  Credible News

Use a home improvement loan to boost your home's value by financing repairs and renovations. Compare rates from top lenders today.


Wayland Group Obtains Commitment for Further Bridge Loans from Cryptologic Subject to an Overall Aggregate Cap of $25 Million  GlobeNewswire

TORONTO, Sept. 19, 2019 (GLOBE NEWSWIRE) -- Wayland Group (CSE:WAYL) (“Wayland”) and Cryptologic Corp. (CSE: CRY) (“Cryptologic”) are pleased to ...


It looks like Uber is getting into the small loan business for its drivers  Vox.com

Uber told drivers this week that it's building a new financial product and asked them about loans. Critics are concerned it could be a payday loan system that's ...


Student Loan News: New Mexico Takes 'Free College' to New Level  Student Loan Hero

Here's a roundup of the top student loan news. This week's edition includes New Mexico's new free college program and how student loans might actually help ...


Need a Loan? Equifax Plans to Sell More Utility, Phone Records  The Wall Street Journal

Equifax will soon give consumers the option to let lenders review their electric, phone and cable payment information, a move aimed at providing lenders more ...


Company managing public service loan forgiveness refuses to testify before House panel  Politico

The large student loan servicing company under fire for its management of the federal public *service* loan forgiveness program is declining to testify Thursday at ...


High interest rate loans could soon be capped in California  Los Angeles Times

California lawmakers voted to rein in predatory lenders on Friday, sending to the governor a bill to cap interest rates on loans of $2,500 to $9,999 for the first time ...


Student Loan Refinancing Just Got Ridiculously Cheaper  Forbes

Want to refinance your student loans? Now may be the right time. Here's why and what you need to know. Student Loan Refinancing: Rates Drop Again. Student ...


Turkey Tells Banks to Reclassify $8.1 Billion Debt as Bad Loans  Bloomberg

Turkey took its boldest step yet to clean up the growing pile of bad debt held by banks.


ER fellow earns loan repayment from Army  Odessa American

Dr. Jeremy Horak, an emergency room fellow at Medical Center Hospital through Texas Tech University Health Sciences Center at the Permian Basin School of ...


Student loan crisis, not Mideast wars, helped Army leaders exceed recruiting goals this year  ArmyTimes.com

The *service's* leadership said it will exceed this year's desired active duty end-strength of 478000 troops.


Consumer Advocates Pan New NCUA Payday Loan Alternative  Credit Union Times

Amid muted reaction from credit union lobbyists to the NCUA's new Payday Alternative Loan model (PAL II), consumer advocates said the agency plan still could ...


A $1.7 Million Loan, $30,000 in Income. Prosecutors Are Now Investigating.  The New York Times

Federal prosecutors in Manhattan have opened an investigation into possible lending fraud in the New York City taxi industry, the most significant action taken ...


AOC makes student loan payment during congressional hearing on student loans  USA TODAY

Rep. Alexandria Ocasio-Cortez used her bank account to make a point during a House Financial Services Committee hearing on student debt.


‘Absurd’ Negative Yields Spark Risky-Loan Grab by Investors  Bloomberg

With central-bank buying sprees hammering bond returns, some of the most conservative fixed-income investors are throwing caution to the wind.


Need Cash? Companies Are Considering Magazine Subscriptions and Phone Bills When Making Loans  The Wall Street Journal

The way lenders decide who can borrow money is undergoing its biggest shift in a generation. For decades, banks and other financiers have relied primarily on ...


Taking Out a Student Loan Is Better Than Dropping Out  The New York Times

New research shows that students who borrowed more defaulted less, probably because the additional credits they were able to complete led to more stable ...


Alibaba and Tencent refuse to hand loans data to Beijing  Financial Times

China's tech giants Tencent and Alibaba are refusing to co-operate with a government-backed credit scoring programme by withholding access to their troves of ...


SEC Sues Investor at Center of Record Nursing Home Loan Default for Fraud  Skilled Nursing News

The Securities and Exchange Commission (SEC) this week filed a lawsuit against the Chicago-area businessman at the center of a record-setting nursing home ...


Mortgage rates spiked, but don't cancel your loan search. Here's why | Mortgage Rates, Mortgage News and Strategy  The Mortgage Reports

Mortgage rates are up this week according to Freddie Mac's weekly survey, but house hunters shouldn't lose heart. Here's why.


There seems to be no end to the rise in student loan debt  The Washington Post

It's a simple question that has a complicated answer. “Whose fault is it?” The focus of the question: $1.6 trillion in outstanding student loans. In its latest report on ...


Get MBA Training, Minus the Student Loans, from This Top 40 Business School  Entrepreneur

As a society, we tend to value education and equate it with success. Turns out, that's not entirely inaccurate. According to recent projections by the National ...


99% of applicants were rejected from government student loan forgiveness program  CNN

Congress tried to make it easier for borrowers to apply for federal student loan debt forgiveness, but almost everyone who's applied has been rejected, ...


Denied from public service loan forgiveness? What to do next  CNBC

The remedy to public *service* loan forgiveness, it turns out, is just as troubled as the original program. You should still apply for it.


UNCC gunman: I did it to avoid student loan debt  WCNC.com

CHARLOTTE, N.C. — The UNCC gunman pleaded guilty in a Charlotte courtroom Thursday for the April 30 school shooting that killed two students and injured ...


What Is a Payday Loan?  MoneyWise.com

Payday loans are short-term, high-interest loans that remain popular with consumers. Find out more.


Pa. bill dangles student loan forgiveness for volunteer firefighters  TribLIVE High School Sports Network

A year after a lengthy report documented growing holes in Pennsylvania's network of volunteer firefighters, advocates hope a package of bills designed to help ...


99% Rejected For Student Loan Forgiveness - Again  Forbes

99% are rejected again for student loan forgiveness. Here's what to do about it.


Alternative Lending Industry 2019: Non-Bank Loans  Business Insider

The banking industry undergoing digital transformation has led to the rise of nonbank and alternative lending institutions. Learn more about what they are, why ...


Student loans: Betsy DeVos rule change means college students must fight for loan forgiveness  USA TODAY

DeVos thought it was too easy under Obama for students to get loan forgiveness if a college closed or if their degree didn't prepare them for a job.


The 15 Most Expensive Cities In The US And What They Really Cost  Zing! Blog by Quicken Loans

Take a peek at the 15 most expensive cities in the United States—and see how far your dollar will go in each one.


Two things you need to ask yourself as you walk into the 'loan mela'  Livemint

23% salaried millennials took short-term personal loans to refinance individual EMIs.Taking on loans for discretionary spending and repaying other loans can be ...


5 Great Computer Science Scholarships  Student Loan Hero

The average computer science student borrows more than $8,000 for each and every year of their education, according to Student Loan Hero's recent study of ...


Singletary: 'Degree inflation' contributing to student-loan crisis  The Columbian

Michelle Singletary welcomes comments and column ideas. Reach her in care of The Washington Post, 1150 15th St. N.W., Washington, DC 20071; ...


This state will help you pay off your student loans (and it also has great blueberry pie)  MarketWatch

The Pine Tree State offers a tax incentive to offset your student loan payments.


FHFA says Fannie and Freddie must direct over one-third of multifamily loans towards affordable housing  MarketWatch

Over a third of the multifamily loans the two firms purchase must now be directed toward affordable housing.


Temporary Expanded Public Service Loan Forgiveness Denies Most Requests  NPR

A new report from a government watchdog, first obtained by NPR, says an expanded effort by Congress to forgive the student loans of public servants is ...


Millennials overestimate starting salary, affects student-loan debt  Business Insider

Nearly half of millennials say their biggest student loan mistake was overestimating the salary of their first post-college job and assuming they could afford ...


Some Companies Offer a New Benefit: Payroll Advances and Loans  The Wall Street Journal

More companies are helping workers gain access to payroll advances and loans, reflecting concern over the impact money problems are having on productivity ...


The Student Loan Crisis For Families  NPR

A new book looks at how the struggle to pay for college has transformed the experience of the American middle class.


Gastonia widow accuses Kia of fraudulent loans  Gaston Gazette

A 75-year-old widow has sued a Gastonia car dealership, alleging it defrauded her by qualifying her for a car loan she couldn't afford.Jo Ann McCullough lives ...


RI lands $269M federal loan for tunnel project; could ease spiking sewer rates  WPRI.com

EAST PROVIDENCE, R.I. (WPRI) – The Narragansett Bay Commission has received a $269 million federal loan to help fund one of the largest infrastructure ...


Lawrence O’Donnell Retracts Claim of Russians’ Role in Trump Loans  The New York Times

The MSNBC host Lawrence O'Donnell retracted a story he reported on Tuesday night that claimed President Trump had made a financial arrangement with ...


Sellers dismiss loans that aid veterans and 1st-time home buyers  Boston.com

It may not be surprising that home sellers prefer a cash offer, but the bias against some mortgages is startling. | realestate.boston.com.


6 Types of Conventional Loans All Home Buyers Should Know  NerdWallet

Conventional loans are a popular mortgage option, even for first-time home buyers. But it may surprise you to learn there's more than one type of conventional ...


Computershare Loan Services Earns Fannie Mae “STAR Performer” Status  DSNews.com

Fannie Mae has awarded Computershare Loan Services “STAR Performer” status for general servicing. In its report, Fannie Mae also awarded Computershare ...


Hasan Minhaj on ‘Winnable’ Student Loan Issue, 2020 Presidential Candidates  Variety

*Fresh* off testifying at the first-ever US House Committee on Financial Services hearing on the student loan crisis, Hasan Minhaj used his platform at the Tribeca ...


Did the Obama administration commit 'the biggest accounting fraud in history' with student loans? Experts weigh in  Yahoo Finance

The Wall Street Journal's editorial board (WSJ) recently suggested that the Obama administration pulled off “the biggest accounting fraud in history” with student ...


New TIDs proposed to fund home repair loans, infrastructure  Journal Times

Typically, a tax increment district or TID is created in an area needing new development, whether residential, industrial or commercial, as an avenue for raising ...


Stripe launches Stripe Capital to make instant loan offers to customers on its platform  TechCrunch

A year ago we broke the news that payment giant Stripe was quietly making its first move into business finance by testing a *service* for advancing cash to existing ...


home | site map
TIGER MEDIA© 2006