A Look at the Origins of Online Lending
You might find yourself wondering about the origins of online lending, and how it has become the major industry that it has evolved into during recent years.
The origins of online lending have evolved from standard lending practices combined with the increased ease and convenience of using the internet for a variety of purposes.
Before you can really understand the origins of online lending, though, you need to take a few moments to understand the standard banking practices that it evolved from and how internet connectivity has helped lending to grow from banks and finance companies to online services that allow you to research and apply for loans in the convenience of your own home.
Lending before the internet
The origins of online lending begin before the word "online" had much of a meaning at all. Before the advent of the internet, and before the "personal computer" was even really conceived, personal banking and lending was much different than it is today.
Loan applications would take several days or weeks to be considered, and several banks in an area might share one or two loan officers who had to travel from bank to bank? meaning that there were only certain days on which you could apply for the loan that you desired.
Keeping track of loan payments could also be a hassle, and mistakes weren't uncommon and often resulted in either overpayment or late fees.
Computers improving communication between banks
Once personal computing became a reality, the origins of online lending truly begin. It didn't take long for banks to realize that these computers could be put to use making both banking and recordkeeping much easier? bank systems could connect via modem and telnet in order to share information, and the records of account holders and borrowers could be accessed much more quickly from a computer database.
Of course, early computing was quite simple by today's standards, and mistakes did happen? but the convenience of the computer systems and the gradual increase in their reliability often made up for the drawbacks and enabled banks to increase both productivity and the ease of the lending process.
Following the origins of online lending, simple networks such as those that banks and other businesses used to connect with each other eventually gave birth to the world wide web of the internet.
As websites for products and businesses became more common, banks slowly but surely began to advertise their services and features via some of these websites.
As internet technologies increased, many of these banks began offering rudimentary account access and other services via their websites so as to stay ahead of their competition? thus was born internet banking.
As technology continued to grow, so did the services offered by banks online; full account access, banking inquiries, and loan applications all developed as the ability to implement them was created.
From the humble origins of online lending grew a huge worldwide industry. Lending companies developed that were completely separate from standard banks? with the lower overhead of operating a website when compared to that of running a bank, they are often able to offer competitive if not lower interest rates and can process loan applications and transfer funds faster than many standard banks and finance companies.
Of course, even with the current convenience of online lending services the future may hold additional conveniences and services as internet and computing technologies continue to develop and evolve? meaning that online lending will most likely continue to grow in popularity and will be able to offer more and more services to customers at competitive rates and reasonable terms.
You may freely reprint this article provided the following author's biography (including the live URL link) remains intact:
About The Author
John Mussi is the founder of Direct Online Loans who help homeowners find the best available loans via the http://www.directonlineloans.co.uk website.
Froma Harrop: Payday loans crushing the souls of borrowers Lewiston Sun Journal
The Loan Shark Protection Act would limit the interest charged on credit cards to 15 percent. A 15 percent cap would be too low — naively too low. Too bad the ...
Robert Smith pledged to pay off Morehouse graduates’ student loans. Is this fair to families who saved? - The Washington Post
Robert Smith pledged to pay off Morehouse graduates’ student loans. Is this fair to families who saved? The Washington Post
Should families who didn't benefit from Smith's generous gift of paying off the student loans for the class of 2019 Morehouse graduates feel as though they ...
The fintech app Earnin claims to be a no-fee alternative to payday loans Vox.com
Earnin promotes itself as a way to "get paid the minute you leave work."
Five tips on refinancing your student loans Fox Business
A lower interest rate is a top reason many people refinance their student loans.
Is Burger King offering to pay off student loans? The Mercury News
Early this morning, Burger King sent a mysterious tweet that has debt-burdened Americans on social media all atwitter. It reads simply: got student loans? what's ...
The Growing Trend Of Retiree Student Loan Debt Forbes
The number of seniors with student loan debt continues to grow, and it's a problem that many families will have to face together.
How can someone have $70,000 in student loans? Aren't there limits? NJ.com
Q. How does anyone manage to get $70,000 in debt from student loans in the first place? I just put two kids through college so I am familiar with the FAFSA, but ...
Paying off the student loans of an entire class is no easy task Washington Post
Billionaire Robert F. Smith stunned Morehouse College's Class of 2019 when he pledged over the weekend to pay off their student loans. Details of the plan are ...
How to decide whether you should use a credit card or a loan to borrow money Business Insider
Credit cards offer a convenient way to borrow money, but that convenience comes at a cost. After all, the average credit card interest rate is currently over 17%.
5 Ways to Avoid Student Loans The Motley Fool
Student loans are a drag. Here's how to avoid having to take them out in the first place.
Trivia app users cutting years off student loan payments FOX13 Memphis
The United States has a $1.5 trillion student loan debt crisis right now, but FOX13's sister station in Boston found thousands of borrowers hoping to chip away at ...
Harley-Davidson Tries Revving Up Sales with Loans The Wall Street Journal
Harley-Davidson is using loans to reach new riders that are younger and less wealthy than the baby boomers who drove its sales in recent decades.
Inquiries Into Reckless Loans to Taxi Drivers Ordered by State Attorney General and Mayor - The New York Times
Inquiries Into Reckless Loans to Taxi Drivers Ordered by State Attorney General and Mayor The New York Times
The New York attorney general's office said Monday it had opened an inquiry into more than a decade of lending practices that left thousands of immigrant taxi ...
Women are at a crucial disadvantage when it comes to student loans Yahoo Finance
A recent study by Laurel Road reveals that when it came down to exactly how these loans worked, women were twice as likely as men to be fuzzy on the details.
Morehouse College Graduates’ Student Loans to Be Paid Off by Billionaire The New York Times
Robert F. Smith, who founded Vista Equity Partners and became the richest black man in America, said that he and his family would pay the Class of 2019's ...
Intesa to sell up to 5 billion euros in UTP loans to Prelios: sources Reuters
Intesa Sanpaolo will offload only up to 50 percent of a 10 billion euro ($11 billion) portfolio of so-called "unlikely-to-pay" (UTP) loans whose sale it is negotiating ...
Four Banks Successfully Test New Blockchain Platform for Processing Promissory Note Loans - Cointelegraph
Four Banks Successfully Test New Blockchain Platform for Processing Promissory Note Loans Cointelegraph
A group of four banks have successfully issued a promissory note — a type of legally binding loan agreement — through a new blockchain platform, a news ...
Federal Student Loan Origination Fees: What You Need to Know The Motley Fool
Before you receive your federal student loans, there's a fee deducted from each loan to cover the costs of the federal student loan program.
Royal Bank of Canada, TD Bank profit beats view, powered by loan growth Reuters
(Reuters) - Royal Bank of Canada and Toronto-Dominion Bank beat analysts' estimates for quarterly profits on Thursday, as strong loan growth bolstered their ...
Mass. Senate rejects marijuana loan proposal for social equity applicants The Boston Globe
State senators Wednesday rejected a proposal to create no-interest, publicly financed loans for people affected by marijuana prohibition to start legal pot ...
Massachusetts Senate weighs no-interest loans for marijuana businesses MassLive.com
State senators will decide this week whether to take the first step toward creating a no-interest loan fund managed by the state to help small, social equity ...
Layaway loans are back, with a new look CNBC
Once the hallmark of a struggling economy, layaway options are now aimed at encouraging young shoppers to buy more stuff.
Betsy DeVos releases more data on student loan debt CNN
The Education Department released new student loan data this week, as part of its plan to deal with student loan debt by giving individual consumers more ...
Is there a statute of limitations on student loans? Tampa Bay Times
Only private student loans have a statute of limitations. Once it passes, a creditor can't sue you — but your student loans don't disappear.
NC attorney general says lender charging 120 percent interest on illegal online loans The State
N.C. Attorney General Josh Stein's office has won a temporary restraining order against Florida-based Approved Financial, arguing that the company has ...
The tax-smart way to loan money to family members MarketWatch
The right ways and wrong ways to share your cash with your kin.
Readers respond: Students need interest-free loans OregonLive.com
The piracy of college loan interest is burdening and even causing despair for countless Americans. Instead of setting up a gravy train for collegians or for people ...
What Service Members Should Know About Student Loan Benefits | Student Loan Ranger - U.S. News & World Report
What Service Members Should Know About Student Loan Benefits | Student Loan Ranger U.S. News & World Report
It's estimated that there are 1.3 million active-duty *service* members and more than 800,000 in reserves. To show appreciation for the sacrifices made by these ...
As Thousands of Taxi Drivers Were Trapped in Loans, Top Officials Counted the Money - The New York Times
As Thousands of Taxi Drivers Were Trapped in Loans, Top Officials Counted the Money The New York Times
The government profited and looked away as thousands of immigrant taxi drivers in New York were ravaged by exploitative loans.
NBU expects to receive $4 billion of IMF loans | KyivPost - Ukraine's Global Voice Kyiv Post
The National Bank of Ukraine (NBU) expect that in 2020 and 2021 $2 billion of loans from the International Monetary Fund (IMF) will be attracted and $3 billion ...
China Dollar-Loan Market Tanks 62% This Year Amid Trade War Bloomberg
Dollar loans to Chinese borrowers have cratered this year, thanks to both a decline in demand and increased wariness among lenders amid escalating ...
Traders Accused of Illegally Collecting $56 Million in Bitcoin for Loan Scheme CoinDesk
Two over-the-counter (OTC) market makers in China have been accused of illegally collecting bitcoin now worth $56 million from more than 100 OTC traders as ...
Is Your Student Loan Interest Tax-Deductible? The Motley Fool
The student loan interest deduction can save you hundreds of dollars on your tax bill every year, if you qualify.
Letter: Mayor’s housing plan benefits those with student loan debt The Mercury News
Many young people have been planning to leave the Bay Area because they can't afford the high rents.
VA loan series: VA appraisal eligibility & cost | Mortgage Rates, Mortgage News and Strategy - The Mortgage Reports
VA loan series: VA appraisal eligibility & cost | Mortgage Rates, Mortgage News and Strategy The Mortgage Reports
If you have any U.S. military experience, you should be considering a VA loan. It's a zero-down, 100% financing home loan with no monthly mortgage insurance.
6 medical facilities open after renovation in Kharkiv thanks to EIB loans - Ukraine ReliefWeb
On May 22, 2019, six medical facilities opened after the large-scale renovation and modernization in Kharkiv thanks to long-term low-interest loans from the ...
Interest Rates on New Federal Student Loans Will Dip Slightly The New York Times
College borrowers will get a small break in the coming school year, as interest rates on new federal student loans fall slightly this summer. Rates had risen in the ...
Banks race for online lending, warned about nonperforming loans Jakarta Post
Commercial banks are rapidly sinking their teeth into online lending platforms to compete with financial technology (fintech) startups that have attracted many ...
Billionaire pays off loan debt for hundreds of students CNN
Morehouse College seniors got a surprise when billionaire investor Robert F. Smith announced during his commencement speech that he would pay off the ...
Sanders and AOC want to cap credit card interest rates with the Stop Loan Sharks Act Vox.com
Cheaper (but scarcer) credit cards and the end of payday loans.
Elizabeth Warren: Let Student Loans Be Discharged In Bankruptcy Forbes
Will you be able to discharge your student loans in bankruptcy? Elizabeth Warren hopes so. Here's what you need to know. The Student Borrower Bankruptcy ...
Leveraged Loans Are Way Beyond Where They Need to Be, Says Arena Investors's CEO Bloomberg
Dan Zwirn, chief executive officer and chief investment officer at Arena Investors, discusses leveraged lending, where he's finding opportunity in credit markets, ...
2 local students graduate debt free; one from billionaire loan pledge, another from dual enrollment - WAFF
2 local students graduate debt free; one from billionaire loan pledge, another from dual enrollment WAFF
Graduation season is a special time of year for all graduates yet the next phase of life can be stressful because of mounting student loan debt. For two local ...
My family will pay off your loans, billionaire tells graduating students – video The Guardian
Robert Smith, a billionaire investor, surprises students at Morehouse College in Atlanta, Georgia, by using his speech at a commencement ceremony to pledge ...
How one woman used minimalism to pay off $50,000 in student loans in 2 and half years NBC News
By looking at minimalism as a lifestyle instead of a sacrifice, Jennifer Chan paid off $50000 in loans in a few short years.
When you play the Game of Loans, you pay either way MarketWatch
Money and life lessons we learned from 'Game of Thrones'
Your money: Cosigning a student loan? Be prepared to pay Reuters
(This May 16 story corrects 10th paragraph to clarify that 96% of cosigns are for undergraduate loans.) FILE PHOTO: Messages and artwork are pictured on the ...
CFPB Chief Says Education Department Is Blocking Student Loan Oversight NPR
The Consumer Financial Protection Bureau's Kathy Kraninger says the department is getting in the way of efforts to police the student loan industry.
That billionaire who paid off a graduating class's student loans also supports the hedge-fundie's favorite tax loophole - Boing Boing
That billionaire who paid off a graduating class's student loans also supports the hedge-fundie's favorite tax loophole Boing Boing
Billionaire Goldman Sachs alum Robert F Smith made headlines when he donated enough cash to pay off the student loan debt of the entire Class of 2019 at ...
What’s Scarier Than Student Loans? Welcome to the World of Subprime Children The New York Times
Income share agreements sound like a better deal than today's student loans, but what will they do to society? By Malcolm Harris. Mr. Harris is the author of “Kids ...
Minnesota United loans Romario Ibarra to Mexican club Pachuca St. Paul Pioneer Press
Minnesota United has loaned attacker Romario Ibarra to Pachuca of Mexico's Liga MX, a source confirmed to the Pioneer Press on Tuesday. The terms of the ...
Morehouse Grad De'Jaun Davis-Correia Opens Up About Having His Student Loans Paid Off Esquire
De'Jaun Davis-Correia worked two jobs through his time at Morehouse College. He logged hours at an Atlanta Best Buy and, his senior year, began working at ...
Student-loan borrowers are using their vacation days to pay off their debt MarketWatch
This new employee benefit lets workers trade in their paid time off.
U.S. Stepping Up Enforcement on Delinquent Student Loans Bloomberg
Your rich Uncle Sam is calling in his chips. The U.S. government stepped up collections on delinquent student debt to $2.9 billion last year -- or an average of ...
Ex-Credit Suisse banker pleads guilty to U.S. charge over... Reuters
NEW YORK (Reuters) - A former Credit Suisse Group AG banker pleaded guilty on Monday to a U.S. charge that she helped launder money from a kickback ...
Minnesota United frees up salary space with loan of Romario Ibarra to Mexican club Star Tribune
Minnesota United on Tuesday loaned midfielder Romario Ibarra to C.F. Pachuca in Mexico's Liga MX. The move positions United for more roster flexibility and ...
Trade Battle Poses Risks for Junk-Loan Machinery The Wall Street Journal
The recent escalation of U.S.-China trade tensions is threatening to cut short a nascent recovery in the market for collateralized loan obligations.
Education Department hinders policing of student loans, consumer agency says POLITICO
The head of the Consumer Financial Protection Bureau says the Education Department is impeding access to information that regulators need to oversee the ...
They Live Here Legally, But The Trump Administration Won’t Give Them Housing Loans BuzzFeed News
The government is denying federal housing loans to young immigrants with DACA status, even after Ben Carson said it wasn't happening.
Here’s what Pete Buttigieg’s new financial disclosure says about book deal, student loan debt - Indianapolis Star
Here’s what Pete Buttigieg’s new financial disclosure says about book deal, student loan debt Indianapolis Star
The Democratic presidential hopeful from South Bend offers details about his political memoir and student loan debt in a new disclosure.
Federal Judge Approves Student Loan Class Action Against Nelnet to Move Forward PRNewswire
LINCOLN, Neb., May 22, 2019 /PRNewswire/ -- A national class action against one of America's largest student loan companies will go forward. The United ...
Is a college degree worth owing thousands in student loans? KXAN.com
Americans now owe more than 1.5 trillion dollars in student loan debt. That's more than we owe on our cars, credit cards and second only to mortgage debt.
Morehouse College grad shares plans after loan debt paid CNN
Morehouse College graduate Elijah Nesly Dormeus explains what billionaire investor Robert F. Smith paying off his student loan debt means to him.
Louvre struggles to gain loans for Leonardo show Art Newspaper
High-level diplomacy is being used to secure the artist's most important works for blockbuster anniversary show in Paris.
Oprah Schools Instagram Hater With Receipts After Student Loan Diss HuffPost
Besides pretending to know the lyrics to every Mariah Carey song, Oprah Winfrey will always be remembered for her seemingly unending generosity. In just the ...
VA Home Loan Secretly Ripped Off Veterans By $150 Million DisabledVeterans.org
For the past five years, the VA Home Loan program has knowingly withheld $150 million in refunds for certain disabled veterans. A special investigation by my ...
Student Loan debt explodes | The Mighty 790 KFGO KFGO News
Student loan(unsecured) debt is more than credit card debt.
US billionaire clears 400 student loans BBC News
Robert F Smith made the commitment to graduates at Morehouse College in Atlanta, Georgia.
Teachers Begin To See Unfair Student Loans Disappear NPR
Nearly 2,300 teachers have just had a mountain of student loan debt lifted off their backs, according to previously unreleased figures from the U.S. Department of ...
Millennials struggle under the burden of student loans CBS News
Taylor Smith graduated college with 11 student loans and $53000 in debt.
Borrowing from your 401(k) is easy. But should you really break open that piggy bank? USA TODAY
Nearly 3 in 10 Americans dip into retirement savings, says Transamerica. It pays for higher education, lowering debt and covering medical costs.
“Paid Off” Host Michael Torpey Says the Student Loan Game Show Is Supposed to Upset You - TeenVogue.com
“Paid Off” Host Michael Torpey Says the Student Loan Game Show Is Supposed to Upset You TeenVogue.com
Torpey told "Teen Vogue" that the show's new episodes are the latest reminder that the student loan debt crisis is all too real.
Cleveland City Council targets $200,000 toward loan program to jump start new small businesses - cleveland.com
Cleveland City Council targets $200,000 toward loan program to jump start new small businesses cleveland.com
The city will partner with the non-profit organization Kiva Microfunds to help make startup loans to as many as 60 small businesses over the next three years.
Seniors owe billions in student loan debt: "This will follow me to the grave" CBS News
"Because of student loans we are literally driving tens of thousands of older Americans into poverty"
Thinking of cosigning a student loan for your child? You might regret it CNBC
As the cost of college rises, more parents are cosigning private loans for their children's education. That move can leave them on the hook for the debt if their ...
Malaysia Turns to Property Crowdfunding as Banks Reject Loan Applications Bloomberg
Malaysia's government is turning to the wealth of the masses, instead of reticent banks, to help solve a $4.8 billion property overhang.
One way to tackle the student loan crisis: bankruptcy court The Washington Post
Why is student loan debt treated differently than all other consumer debt?
Elizabeth Warren calls Navient ‘scammers’ after student loan giant celebrates making the Fortune 500 - MarketWatch
Elizabeth Warren calls Navient ‘scammers’ after student loan giant celebrates making the Fortune 500 MarketWatch
The company is facing multiple lawsuits from the CFPB and states attorneys general.
Tesla rolls out employee loan benefit as factory workers cope with unpredictable hours CNBC
Tesla has rolled out a new benefit for its workers: employee loans, facilitated through the London-based financial tech start-up Salary Finance, and funded via its ...
New bill links 401(k) matches to student loan payments InvestmentNews
A bill that includes a provision to make it easier for companies to contribute to the retirement accounts of employees who are paying down student debt was ...
A Commencement Speaker Pledges to Pay Off an Entire Class's Student Loans - The Chronicle of Higher Education
A Commencement Speaker Pledges to Pay Off an Entire Class's Student Loans The Chronicle of Higher Education
After receiving an honorary doctorate during Morehouse College's commencement exercises, on Sunday morning, the billionaire philanthropist Robert F. Smith ...
We need Sen. Elizabeth Warren's plan to forgive student loan debt and save middle class USA TODAY
Sen. Warren's plan treats college as a public good and ensures that a college degree really does offer a promise and a pathway to the middle class.
Elizabeth Warren Wants to Cancel Student Loans. Critics Wonder if That’s the Right Solution. - The New York Times
Elizabeth Warren Wants to Cancel Student Loans. Critics Wonder if That’s the Right Solution. The New York Times
While many borrowers welcomed a one-time loan clearance plan, it also raised long-simmering questions about the cost and quality of college.
Student loan forgiveness: millennials deserve a break from boomers like me Vox.com
Boomers like me who paid off all of our student loans need to give millennials a break.
Good news for most student-loan borrowers: Interest rates are going down MarketWatch
The 2019-2020 academic year marks the first time in three years the rates on federal loans are set to decrease.
Is China the World’s Loan Shark? The New York Times
Some say Beijing lends money for infrastructure and development to pressure poor countries with debt. Not so.
Alexandria Ocasio-Cortez and Bernie Sanders Team Up on Bank Legislation The Intercept
Alexandria Ocasio-Cortez will announce her first major bill today, in partnership with Vermont Sen. and presidential candidate Bernie Sanders. It's something ...
Subprime Bites: Auto-Loan Delinquencies Spike to Q3 2009 Level, Despite Strongest Labor Market in Years - WOLF STREET
Subprime Bites: Auto-Loan Delinquencies Spike to Q3 2009 Level, Despite Strongest Labor Market in Years WOLF STREET
Serious auto-loan delinquencies – 90 days or more past due – jumped to 4.69% of outstanding auto loans and leases in the first quarter of 2019, according to ...
Household debt hits $13.6 trillion as student loan and credit card delinquencies rise - Yahoo Finance
Household debt hits $13.6 trillion as student loan and credit card delinquencies rise Yahoo Finance
Total U.S. household debt is now $993 billion higher than the peak of $12.68 trillion in the third quarter of 2008, according to a new report by the New York Fed.
Loan program milestone: RGV-pioneered franchise reaches 50000 mark Brownsville Herald
The Community Loan Center, an employer-based, small-dollar loan program pioneered in Brownsville in 2011 and now franchised around the United States, ...
'Quite remarkable': Consumer watchdog says Department of Education is obstructing student loan oversight - Yahoo Finance
'Quite remarkable': Consumer watchdog says Department of Education is obstructing student loan oversight Yahoo Finance
The Consumer Financial Protection Bureau (CFPB) Director Kathy Kraninger may have been blasted for her bureau's poor oversight of predatory student loan ...
HELOC: Understanding Home Equity Lines of Credit NerdWallet
A home equity line of credit, or HELOC, is a second mortgage that gives you access to cash based on the value of your home. You can draw from a home equity ...
Rising Rents for Millennials Give Rise to a New Breed of Lender The Wall Street Journal
Startups are stepping into a market long associated with payday lenders. One pitfall is that such loans might encourage some young renters to live beyond their ...
Former Greg County GOP chair admits to using loan documents with forged signatures to obtain $145K - KLTV
Former Greg County GOP chair admits to using loan documents with forged signatures to obtain $145K KLTV
An East Texas businessman admitted to using loan documents with forged signatures in order to get personal and commercial loans for a total of $145000 from ...
New mortgage loans slowed in Canada but overall value is still rising, says CMHC CBC News
The number of mortgage loans in Canada grew at a slower pace in the fourth quarter as housing activity cooled, according to a new report from the Canadian ...
Three French Banks Join R3 Corda Blockchain-Based Loans Platform Cointelegraph
British financial software firm Finastra has signed three global banks on its R3 Corda blockchain-based syndicated loans platform, the firm officially announced ...
Bangladesh's satellite starts service • Starlink autopilot sparks concern • SAS Global secures loan - SpaceNews
Bangladesh's satellite starts service • Starlink autopilot sparks concern • SAS Global secures loan SpaceNews
To receive FIRST UP Satcom, a weekly SpaceNews newsletter for satellite and telecom professionals, sign up here. TOP STORIES. Bangladesh has started ...
Nuveen Senior Income Fund: A Fairly Standard Senior Loan Closed-End Fund At -12% Discount, 7.69% Yield And 99% Coverage - Seeking Alpha
Nuveen Senior Income Fund: A Fairly Standard Senior Loan Closed-End Fund At -12% Discount, 7.69% Yield And 99% Coverage Seeking Alpha
Spotlight on NSL, the 3rd-ranked D x Y x Z fund in April's High-High-Low CEF report. NSL is a fairly standard loan fund, similar to JFR that we previously profi.
Pak has taken USD 6.5 bn loan from China in July-April: Report Business Standard
For the first time Pakistan has disclosed that it has taken a total debt of USD 6.5 billion from China in the current financial year, which is equal to 75 per cent of ...
New Home Loan Progams for Hurricane Michael Relief WJCT NEWS
The Florida Housing Finance Corporation is backing two new home loan programs to help Hurricane Michael victims. The first, the Homeownership Loan ...
Taking the Time to Find a Homeowner Loan UK
Trying to find a good homeowner loan UK can end up being quite confusing at first. The commercials and advertisements that you usually see for a homeowner loan UK use terms like "equity" and "collateral" that you might not fully understand? and yet there's no real explanation to be found within the advertisement.
Federal Debt Consolidation Loans For Students
For American students, the U.S.
Is Getting A Personal Loan With Bad Credit Impossible? Think Again
A bad credit history is like having contracted an infectious disease. At least this is what most lenders perceive.
Fast Payday Cash Loans
Do you need fast cash to get your car fixed so you can drive it to work tomorrow? Is that computer you want on sale till Friday, but you're $100 short - and payday is Tuesday? If you need cash for something NOW and know that you'll be able to repay it in full on your next payday, then a payday cash loan may be just what you need to get you through.What are payday cash loans?Payday cash loans are one of the fastest growing segments of the financial industry.
What is an Unsecured Loan?
An unsecured loan is a personal loan where the lender has no claim on a homeowner's property should they fail to repay. Instead, the lender is relying solely on the ability of a borrower to meet their loan borrowing repayments.
A Look at the Origins of Online Lending
You might find yourself wondering about the origins of online lending, and how it has become the major industry that it has evolved into during recent years.The origins of online lending have evolved from standard lending practices combined with the increased ease and convenience of using the internet for a variety of purposes.
Why Starve Your Needs When Payday Loans are there to Gratify Them
The long awaited paycheque is finally here. However, the reverie with the paycheque is not expected to last long, because of the various expenses yelling for their fulfilment.
Loans for Doctors - Financial Funding for Healthcare Professionals
The revolution that has affected everyone's financing technique is online loan borrowing. A very remarkable outcome of this loan borrowing is loans for doctors.
Benefits of a Business Loan
There are many benefits in choosing a business loan, some of which are listed below:What's the fastest way of raising money for your business idea? A business loan, but what kind of loan should you get and who should you get your loan from. You could ask family and friends for a loan but they might not be as convinced about your winning idea as you are.
Need a Personal Loan? Have Poor Credit? See if a Payday Loan Would Work For Your Needs
Poor credit and a financial emergency don't seem to mix well. However, a payday loan may work for you.
Quickest Payday Loans - Things To Look For in a Cash Advance Company For The Fastest Loan Processing
To find the quickest payday loans, you need to look for fast loan processing. Time delays occur in the type of processes cash advance companies use, such as faxing paperwork.
What is a Home Improvement Loan?
A UK Home Improvement Loan Can Give You The Home You Want.Looking to increase the value of your property? A Home improvement Loan could be the easiest and cheapest way to make improvements to your home.
Cash Advance Payday Loans: A First Time Users Guide
If you considering using a Cash Advance Payday Loan service for the first time, this article addresses the most frequently ask questions.WHAT IS A CASH ADVANCE PAYDAY LOAN?A cash advance provides you with emergency cash when you need it most.
Short Term Payday Loans - Use One Online To Get Cash Quick
Short term payday loans are now available online. After filling out your application online, you can have an emergency loan deposited into your checking account the next day.
Compare Payday Loan or Cash Advance Lenders Online Before You Borrow
Comparing payday loan lenders, also called cash advance lenders, online guarantees that you will find the lowest rates and best terms. Payday lenders are required by law to post their rates and terms, so making comparisons is just a matter of a few clicks of the mouse.
Are You Ready for Your Students Student Loans?
Your son or daughter is a high school senior and your worried about the coming year, and more importantly, the coming student loans? College has become so important in your children's future that parents have begun to plan for it at their child's birth. But, not all of us, as new parents thought that far ahead or could afford too.
Online Car Loans - Getting a Good Quote Online
Online car loans enable you to get a good quote and ultimately the best deal. With dealerships and local banks, you are at the mercy of their rates.
A Borrowers Guide to Bad Credit Loans UK
If you find yourself in a situation where you need bad credit loans UK , you might not know where to turn.You may have tried applying for loans in the past with no success, or may even have thought that there were no options available for people with less than perfect credit.
Finding a Cheap Secured Loan
In a time when everything seems expensive, it might seem impossible to find a cheap secured loan.Interest rates continue to climb, and prices everywhere continue to go up? but with a little patience and decent collateral (which is the property that you offer to guarantee repayment of the loan), it's relatively easy to find the cheap secured loan that you need.
What is Bad Credit UK?
Bad credit UK is a term that many people don't fully understand. After all, credit itself can sometimes be difficult to understand? adding the description of "bad" to it can make it that much more confusing.
|home | site map|
|TIGER MEDIA© 2006|