5 Things Pensioners Applying for a Loan Should Remember
Are you a pensioner applying for a loan? Here are 5 things you should remember
As a pensioner, applying for loans and finance can be problematic. Some of the best deals in the market may be unavailable to you because you do not meet the ideal criteria that lenders look for. For example, because of your situation you may no longer be able to generate income. To make up for this, you need to make sure that other aspects of your loan application are presented strongly to allow you to obtain the loan most suited to you.
Your age may make you a credit risk
In general, the main thing that lenders consider when reviewing a credit application is risk. Your credit history, income and age may all point to you being a high credit risk and lenders may consequently decline your application. Because of these factors, senior citizens and pensioners may experience greater difficulty in obtaining a loan. However, if you can show that you are able to service your loan for the duration of the term, or even prepay the interest, you still have a good chance of succeeding in your application.
You need to demonstrate loan serviceability in your application
Regardless of your age and employment status, the main thing you need to show is that you can actually pay back the loan you wish to take out. If the lender decides that you will have no difficulty making the scheduled repayments for the term of the loan, you will probably be successful in your application. Any information you can provide regarding your assets and income will obviously be relevant.
Being an existing homeowner may help your situation
Even if you have strong income as a pensioner, a number of factors such as illness or hospitalisation may affect that income and lead to financial difficulty. If you are a homeowner, you may be able to access any funds or equity in your property to secure the loan and convince the lender that you can meet the proposed repayments for the term of the loan.
Non-standard loan facilities may be difficult to obtain
Line of credit mortgages, some long-term fixed-rate mortgages and mortgages that offer payment breaks are all innovations that have appeared in the mortgage market in recent years. Unfortunately, many of these mortgages may be unavailable to pensioners. Lines of credit, for example, which allow the homeowner to take equity out of his or her home, present greater risk to a money lender because of their potential to extend the loan period and create more opportunity for default. Because pensioners may already be considered high risk, it is unlikely that these financial products will be available.
You may be required to apply for loan insurance
Depending on your circumstances, you may wish to obtain loan insurance. This ensures that your loan repayments are met in the event of involuntary unemployment, injury or death. Although the premium may be higher than average due to your status as a pensioner, a lender may nevertheless require you to obtain loan insurance before approving your application.
Nick Cameron is a writer for Australian Debt Reduction which is part of Australia's largest Debt Relief organisation and has assisted more than 10,000 Australian's reduce their debt. You can read more articles and find out more about how to reduce your own debt at http://www.australian-debt-reduction.com.au or by calling 1300 306 272 from within Australia.
Marriott workers' lawsuit says inconsistent schedules and credit union loans are a predatory mix - Philly.com
Marriott workers' lawsuit says inconsistent schedules and credit union loans are a predatory mix Philly.com
Hourly Marriott workers in Philadelphia are in the midst of a lawsuit against the Marriott Employees Federal Credit Union, saying that the credit union's $500 ...
All the Ways You Can Get Your Student Loans Forgiven Lifehacker
With the average student loan balance hitting $29800 for the Class of 2018, you're probably looking for any help you can get paying off your debt. And if you ...
Car Loan Delinquencies Reach New High NPR
Economic pessimists seized on new data indicating an increase in car loan delinquencies as evidence of a looming recession, but a downturn is likely simply ...
Regulating Payday Loans The New York Times
A reader says a well-intentioned regulation could actually harm those of limited means for whom these loans are a last resort.
Croatia central bank warns about risks of rising cash loans Reuters
Croatia's central bank is concerned about a recent sharp increase in cash loans and may introduce measures to limit those risks, it said on Monday.
SBA Loans: December 2018 BizTimes.com (Milwaukee)
The U.S. Small Business Administration approved the following loan guarantees in December: Kenosha County D & A Fleming Properties LLC, 6127 Green Bay ...
No-interest loans help individuals, small businesses succeed in Cleveland News 5 Cleveland
It wouldn't have been possible without a no-interest loan from HFLA of Northeast Ohio. Younger already owed a lot of money and other lenders likely wouldn't ...
NY Fed says auto loan delinquencies at highest point since 2010 WPTV.com
DETROIT (AP/WPTV) — Borrowers are behind in their auto loan payments in numbers not seen since delinquencies peaked at the end of 2010, according to the ...
Burden of student loans cause depression, problems for young adults KCTV Kansas City
American student loan debt totals more than $1.53 trillion, according to the Federal Reserve.
How High-Interest Loans to Desperate People Built a $90B Industry Fortune
About 12 million Americans use these high interest loans every year, both online and through about 16000 storefront offices.
The risky 'leveraged loan' market just sunk to a whole new low Business Insider
This is why Mark Carney is comparing corporate credit to the subprime crisis of 2008.
Polito pays herself back $226,000 in loans from decades-old campaigns The Boston Globe
With six figures in the bank and reelection in the rearview, Lieutenant Governor Karyn Polito paid herself back more than $226,600 in campaign loans shortly ...
Watchdog blasts Education Department for sloppy oversight of loan-servicing contractors - Washington Post
Watchdog blasts Education Department for sloppy oversight of loan-servicing contractors Washington Post
The Education Department's Federal Student Aid office has failed to keep watch over the contractors servicing its $1.4 trillion portfolio of student loans, a lapse ...
Senator pushes for automatic payroll deduction of student loan payments The Providence Journal
What if student loan payments were treated like Social Security taxes — automatically withheld from a person's paycheck? Fewer people would fall behind and ...
Expensive loans to desperate people built this $90 billion industry GazetteNET
NEW YORK — During the recent government shutdown, U.S. Secretary of Commerce Wilbur Ross wondered aloud why financially stressed federal workers ...
Fight Substance Abuse, Get Your Student Loans Paid Forbes
A federal agency will help pay down your loans if you commit to fighting substance abuse.
More Americans are behind on their car loans than ever before CNN
More than 7 million car loans were past due by at least 90 days in the fourth quarter, according to data released this week from the New York Federal Reserve.
Why did your mortgage lender sell your loan? Las Cruces Sun-News
If you've ever taken out a mortgage, there's a good chance the lender who made the loan to you sold it to another bank or investor. Why?
Senator Proposes Sweeping Student Loan Reform Forbes
Senator Lamar Alexander (R) of Tennessee has proposed significant student loan reforms as part of the reauthorization of the Higher Education Act (HEA).
A GOP proposal could snatch your student loan payment right from your paycheck MyTwinTiers.com
Student loan borrowers would have their monthly bills automatically deducted from their paychecks if a Republican-backed proposal becomes law.
Morgan Lewis Principal Weighs In On Payday Loan Debate pymnts.com
As the CFPB has released an overhaul of payday loan regulations, Morgan Lewis Principal Nicholas Gess weighs in on the payday lending debate.
Elections Coming, Greece Will Subsidize Bad Mortgage Loan Payments The National Herald
With Prime Minister and Radical Left SYRIZA leader Alexis Tsipras reneging on promises to help beleaguered homeowners during a more than 8 ½-year long ...
This start-up is bringing fast home equity loans to your smartphone bank app CNBC
Blend's *service* is the latest example of a tech start-up working with banks, rather than competing against them, to bring easier-to-use digital services to the ...
China stocks jump on trade talk hopes, strong loan data CNBC
SHANGHAI, Feb 18- China stocks jumped on Monday after trade talks between the United States and Beijing saw progress ahead of a March 1 deadline, and ...
US secured bond sales jump as red-hot loans cool Financial Times
Corporate borrowers are following the flow of money away from leveraged loan funds.
FSA audit: Oversight of U.S. student loans lacking UPI.com
The U.S. Department of Education's student loans unit failed to oversee and hold accountable the companies it pays to manage the nation's student loan debt.
UPDATE 1-Italy govt to seek renewal of bank bad loan scheme-govt official Reuters
(Adds details, comments from sources). MILAN, Feb 18 (Reuters) - Italy's government will seek to renew a state guarantee scheme designed to help banks shed ...
Ex-Workers Get More Time to Repay 401(k) Loans Kiplinger's Personal Finance
If you leave your job while you have an outstanding 401(k) loan, Uncle Sam now gives you extra time to repay it thanks to the new tax law.
Trade War Update: China Exports Up, Loans Up And U.S. Investments In China Up Forbes
Meanwhile, trade negotiations continue as China hopes to outlast Trump's tariff push.
Love, marriage, student loans and taxes; a trick combination KOMO News
About 60 percent of recent college graduates borrowed money to pay for school, each graduating with an average of $28500 in debt. For those thinking about ...
Is this the way to curb student loan defaults? Washington Post
Advocacy groups are debating the merits of automatic payroll deduction for student loan repayment as the Republican chair of the Senate education committee ...
Payday Loans Are No Worse Than Avocado Toast Forbes
The CFPB is proposing es to rescind key provisions of its 2017 payday lending rule. Good. The old rule threatens to starve millions of hard working Americans ...
DBS forecasts stable loan growth this year after record 2018 profit Yahoo Finance
DBS Group Holdings Ltd, Southeast Asia's biggest lender, forecast stable loans growth for 2019 after a robust increase in net interest margin drove an 8 percent ...
This New Program Will Pay $75,000 Of Your Student Loans Forbes
There's a new student loan repayment program - and it can help you repay student loans to the tune of $75,000. Here's what you need to know. New Student ...
India’s Sleepwalking to Trouble on Builder Debt Bloomberg
Generous loan terms, indolent construction and a lack of market discipline have shielded the nation's developers. That's changing.
Son of Mozambique ex-president arrested in loans scandal Financial Times
Loans financed tuna fishing fleet but funds diverted to kickback, say US prosecutors.
Here are some ways to pay off student loans, using other people's money CNBC
You don't have to rely on just your paycheck for your student loans. Volunteering, apps and even some jobs could help you pay down your debt.
Americans getting behind on car payments: What it could mean Detroit Free Press
Experts are raising concerns, especially for the Motor City, about the rising cost of cars and a weakening economy.
Punjab Budget Live: Loans of farmers who committed suicide to be waived The Tribune India
Tribune News *Service* Chandigarh, February 18. Punjab Finance Minister Manpreet Singh Badal presents the third budget of the Capt Amarinder Singh ...
Bad loan manager Fire to boost assets as it considers IPO: CEO Reuters
Italian bad loan investor Fire is looking to add 1 billion euros ($1.1 billion) in assets under management this year as it works towards an eventual stock market ...
This Company Will Pay Your Student Loans, But Here's The Catch Forbes
Would you trade your vacation days in exchange for cash to help pay off your student loans? This Fortune 500 company is betting that you might. Here's what ...
GOP wants to grab student loan payments right out of your paycheck Boing Boing
Republican Sen. Lamar Alexander has introduced a plan to completely upend the existing student loan payback system. How big is this plan? About 40 million ...
Personal loans 101: How they work and who can qualify for them INSIDER
Unlike credit cards, personal loans offer a fixed interest rate, fixed repayment term, and fixed monthly payment. Read on to learn more.
Pa.'s FedLoan cited for 'failed-call rate' for student loans. US Education Dept. 'asleep at the wheel,' report says. - Philly.com
Pa.'s FedLoan cited for 'failed-call rate' for student loans. US Education Dept. 'asleep at the wheel,' report says. Philly.com
FedLoan's failure rate was 10.6 percent in April 2017, more than double the average of 4.3 percent for all services.
Federal government not forgiving student loans for Americans working in public service for a decade - KSHB
Federal government not forgiving student loans for Americans working in public service for a decade KSHB
The federal government is not forgiving student loans for thousands of Americans working in public *service*.
Car loan delinquencies: Record 7 million Americans behind on car loan payments CBS News
Chicago — A new report on household debt finds a record 7 million Americans are at least 90 days behind on their car loan payments. Alana Frierson painfully ...
Trump Promised to Blow Up the Rigged System. It’s Just Screwing People More Efficiently. Esquire
There's an auto-loans bubble in Trump's America, and 7 million people are now caught up in it.
BoG chief convenes meeting over loan to gov't official | Kathimerini www.ekathimerini.com
Bank of Greece Governor Yannis Stournaras has called an emergency meeting with officials from Attica Bank to discuss a controversial loan that was issued by ...
Student loan debt in 'serious delinquency' hits $166 billion New York Daily News
Student-loan delinquency rates accelerated last year, topping out at $166.4 billion in the fourth quarter.
Club Loans Tommy McCabe to North Carolina FC FC Cincinnati
CINCINNATI – FC Cincinnati have loaned midfielder Tommy McCabe to North Carolina FC. FC Cincinnati announced the signing of McCabe – along with four ...
Non-Banks Need To Be More Transparent About Their Leveraged Loans And Other High-Yield Exposures - Forbes
Non-Banks Need To Be More Transparent About Their Leveraged Loans And Other High-Yield Exposures Forbes
Non-bank financial institutions' and banks'risks are increasingly interconnected. GettyGetty. As part of its role to monitor systemic risks around the world, the ...
How To Never Get Rejected For Student Loan Forgiveness Forbes
You've read the headlines: 99.5% of people were rejected for student loan forgiveness. Here's what to do about it so you never get rejected for student loan ...
China to crack down on abuses by local ‘bad loan’ banks Financial Times
Regulator wants bad-debt managers to focus on core business and avoid shadow banking.
Want a loan? Better not mention you’re a vegan The Guardian
NatWest has apologised and paid compensation after a woman seeking a loan for a vegan nutrition course was told 'all vegans should be punched in the face'
Wall Street Sees No Evil as Junky Loans Surpass $1.3 Trillion TheStreet.com
The Federal Reserve is sounding alarms on the growing risks from loans to companies with poor credit ratings. So are the International Monetary Fund, ...
Student Loan Interest Deduction: Eligibility and How to Claim It TheStreet
You may be able to claim a student loan interest deduction that could lessen your taxable income based on a number of factors. What makes you eligible for it?
What You Need To Know About Refund Anticipation Loans This Tax Season Forbes
The beginning of tax season can be a busy and anxious time for taxpayers - especially those who are waiting for their tax refunds. This is a particularly stressful ...
My son's student loans are killing my retirement. What can I do? NJ.com
You can cut your monthly student loan payments under certain circumstances.
Over 60, and Crushed by Student Loan Debt The Wall Street Journal
Older Americans are struggling under the burden of student loans—their children's and their own.
Report takes aim at Texas auto loans, which top the nation Houston Chronicle
It's a trope, but true: Everything is bigger in Texas, including the car loans. Texans borrow a nation-leading $6,520 per capita for automobile purchases, ...
SBI to waive loans taken by slain CRPF personnel; to expedite insurance payments Economic Times
NEW DELHI: State Bank of India Monday said it would waive all outstanding loans taken by 23 CRPF personnel who were killed in the Pulwama terror attack.
Predatory loans offer tempting stopgap for federal workers missing second paycheck NBC News
The repo man appears to be closing in on Karrie Wright and her co-workers at a hospital for federal prisoners in Missouri. That's because, for the second time on ...
DBS profit driven by loans as turmoil hurts wealth, trading - Business News The Star Online
SINGAPORE: DBS Group Holdings Ltd. relied on lending to boost fourth-quarter profit as financial-market turbulence hit its trading, wealth and investment ...
Consumer Protection Bureau Cripples New Rules for Payday Loans The New York Times
Payday lenders won a major victory on Wednesday after the Consumer Financial Protection Bureau moved to gut tougher restrictions that were to take effect ...
America's Car Loan Debt Is out of Control and Getting Worse Jalopnik
The sad truth about living in a country that has no real serious commitment to mass transit is that if you don't live in New York City, Boston, Washington, D.C., ...
Report: More than 60 percent of home loans in South Memphis ZIP code ‘underwater’ - WREG NewsChannel 3
Report: More than 60 percent of home loans in South Memphis ZIP code ‘underwater’ WREG NewsChannel 3
According to the report, at the end of last year, more than 60 percent of properties with home loans in 38106 were underwater.
What Credit Score Do I Need for a Home Loan? Yahoo Finance
You can get a home loan with a surprisingly low credit score, but there's good reason to aim higher.Image source: Getty Images.
Beware: The Top 3 Student Loans Scams Of 2019 Forbes
Protect your student loans from these financial scams.
Study finds student loans may help increase academic achievement in community college - Inside Higher Ed
Study finds student loans may help increase academic achievement in community college Inside Higher Ed
A new study challenges the notion that student loan debt is bad for people attending community colleges and finds that borrowing may actually increase their ...
Seven Million Americans Delinquent on Auto Loans Could Be a Bad Sign MSN Autos
Think about the impressive number that is $1.3 trillion. That's the total amount of auto-loan debt in the United States today, representing a $584 billion increase ...
Wilbur Ross says government employees should just get loans, but it's not that easy CNBC
Here's the help major banks are offering to government workers affected by the shutdown.
Where has the money gone from 'Diamond' Joe Gutnick's loans? Sydney Morning Herald
As he seeks to rebuild his fortune after bankruptcy, businessman Joseph Gutnick is being probed by the corporate watchdog over millions in loans.
Norway Sets Credit Limits for Booming Consumer Loan Market Bloomberg
Norway stepped in to limit the growth of high interest rate consumer loans and credit card debt to protect the economy from ballooning household leverage amid ...
Witness: Mangano played key role in Singh's loans Newsday
Edward Mangano played a key role as Nassau county executive in securing Oyster Bay's backing for millions in loans for Harendra Singh that prosecutors ...
Young People Are Doomed by Student Loans, Not the National Debt VICE
Rich old people love to freak out about the budget deficit. They are ignoring a much bigger issue.
Virginia House committee kills student loan protection bill Richmond.com
Student loan servicers in Virginia will still not be licensed after a House of Delegates committee killed a bill Tuesday to regulate the companies.
For desperate Americans considering a payday loan, here are other options MarketWatch
Consumers have many alternatives when it comes to payday loans — many of which offer lower interest and other benefits.
Consumer crunch: Banks set to crack down on credit cards, car loans Sydney Morning Herald
Banks may make it harder for consumers to get car loans, credit cards and personal loans under proposed rules from the corporate regulator.
Government loans helping north Simcoe businesses get started Simcoe.com
Group of local businesses can thank North Simcoe Community Futures Development Corp. for helping them get off the ground.
Kuwait approves $2bn loans to Africa Journalducameroun.com - English
Published on 18.02.2019 at 10h21 by APA News. Share. Kuwait has approved $2 billion as grants and concessionary loans to African countries, the ...
What to Do About a Surprise Student Loan Bill Lifehacker
If you've paid off a student loan, you know how euphoric it feels to send in that last payment. You're so happy to be free from the loan's weight you might throw a ...
Interest-free loans of Rs 1 lakh to farmers Times of India
Dehradun: The state government announced interest-free loans of upto Rs 1 lakh for poor and small farmers in the Rs 48663-crore budget for 2019-20 pr.
Forget taking out a student loan. Purdue University has come up with a new way to pay for college - CNBC
Forget taking out a student loan. Purdue University has come up with a new way to pay for college CNBC
Purdue University says it is the first four-year institution in the country to offer an income-sharing agreement, or ISA. Under Purdue's Back a Boiler program, ...
Here’s Why So Many Americans Feel Cheated By Their Student Loans BuzzFeed News
A social and financial divide is forming — between those who have student debt, and those who do not — that will have ramifications for decades to come.
Warnings over leveraged loans are not mere fear-mongering Financial Times
New dangers emerging in the credit markets should not be dismissed.
Stryker, Quicken Loans on 'Fortune' list of best companies to work for MLive.com
Several Michigan companies are on Fortune's 2019 list of the best places to work. The annual list released by the business magazine is based on feedback from ...
China’s private firms going bankrupt after guaranteeing others’ loans South China Morning Post
Banks reluctant to lend to non-state sector without a guarantor, so cross-guaranteeing is common and one bad loan can trigger multiple defaults.
TSP will allow participants to take loans during next shutdown Federal News Network
The Thrift Savings Plan will allow its participants to request a loan during future government shutdowns, giving federal employees a potential option to alleviate ...
Stretching Your Dollar: New student loan proposals could impact your paycheck WTOL
Student loan debt is a growing problem in this country.
Prominent Republican wants to take student-loan payments out of your paycheck MarketWatch
Senator Lamar Alexander of Tennessee floated the proposal as part of a speech outlining reforms to the student-loan system.
Revealed: How insiders' loans fraud sank Chase Bank The Star, Kenya
Former Chase Bank Kenya chairman Zafrullah Khan awarded himself a three-year consultancy contract for unspecified projects in the bank, 16 months before it ...
Witness: Singh loans were a 'sham and not legal' Newsday
Jonathan Sinnreich, who served as Oyster Bay's outside counsel, said he objected in 2010 to helping the deputy town attorney draft amendments to two of ...
Direct Lending Fund Suspends Withdrawals After Big Loan Goes Bad Bloomberg
Direct Lending Investments, which had $758 million in assets in November, said it suspended withdrawals and redemptions from its funds after a borrower ...
Proposed change to federal student loan program could make payments automatically withheld - KEYE TV CBS Austin
Proposed change to federal student loan program could make payments automatically withheld KEYE TV CBS Austin
The tuition freshman Cameron Pierrotti pays at the University of Texas is about $40000 a year. "I'm from Louisiana, so I came here out of state," he explained.
'It's A Dog Fight': Banks See Increased Competition For Construction Loans Bisnow
Lenders say the construction financing landscape has become increasingly competitive, leading some questionable projects to receive loans.
How One Woman Paid Off $110000 In Student Debt Before She Turned 30—Without Sacrificing Her Social Life - Cosmopolitan.com
How One Woman Paid Off $110000 In Student Debt Before She Turned 30—Without Sacrificing Her Social Life Cosmopolitan.com
The totally doable way one woman crushed her student debt—and still had a life.
Purdue grad wins $10,000 toward student loans through trivia app Journal & Courier
Givling crowdsources funds for debt through trivia game.
Purdue offering income-share agreements as way to pay off student loans WGN TV Chicago
Purdue University has a creative new way for its graduates to repay their student loans. It's called an income-sharing agreement. Graduates will make payments ...
Student Loans Becoming a Retirement Issue Wall Street Journal
Parents are better off dealing with the temporary tears of a teenager unable to attend a high-cost dream college.
Low-Interest Loan Options for Furloughed Federal Employees U.S News & World Report Money
When you're living paycheck to paycheck, missing one pay period because of a work furlough can derail plans for your budget and overall financial health.
PayDay Cash Advance Loans - The Benefits of Using the Payment Protection Plan
Payment protection plans are offered by payday companies to protect you in any number of unexpected situations. The payment protection plan is an inexpensive form of insurance that payday companies offer on all payday loans.
Motorcycle Loans For Military With Bad Credit
Motorcycle loans for military with bad credit aren't hard to come by. In fact when you start your search for the lender you will find more then an ample supply of companies just waiting for your business.
A Personal Loan And Your Rights
You can use a personal loan for many different things including, but not limited to, paying off bills, taking a vacation, buying a car and much more. Interest rates on a personal loan will vary, depending on your credit rating and the institution you are choosing to get your personal loan from.
What is Credit Scoring?
Have you ever wondered what is credit scoring? Credit scoring is a system creditors use to help determine whether or not to give you credit.How does a creditor decide whether or not to grant you credit? Creditors use credit scoring systems to determine if you'd be a good risk for credit cards and auto loans.
Loans - Good or Bad Debt?
When borrowing money it is usually because we lack the cash to make a large purchase, such as for a car, home or education. However, an important question to ask yourself when borrowing is if the purchase you would like to make is creating good debt or bad debt.
The Best Way to a Farm Loan Success
The most important and difficult part in farm mortgage shopping is to compare the farm loans of different lenders. To understand better you have to know that the farm mortgage contains more than interest rates like quoted rate, points and closing costs.
Want a Cheaper Finance for Your Vehicle? Try Secured Automobile Loans
The usual modus operandi in most automobile purchases is as follows:Step 1: Recognize the urge for an automobile.Step 2: Check the bank balances.
To Be Mr. and Mrs. Sometimes You Need Wedding Loans
The conception of wedding has changed over the years. Its conception, its configuration, the way it is planned - all have changed through the past times.
Military Payday Loans! The Before Pay Check Financial Fiasco, is History Now
Working under the most prestigious service of the country - military - and still struggling with ends to meet! Are finances crumbling on you? And you thinking of another job? Will it easy to maintain two jobs? How would it affect your life? Is there a guarantee that the second job will solve the financial crunch? Military payday loans can offer respite from these queries, if your cash problems are temporary.'Temporary' is the term to concentrate when you are applying for military payday loans.
Fast Cash Personal Loan - No Credit Check and Very Quick
You can get a payday advance with cheap rates and get up to 30 days to repay your loan. A payday advance is an unsecured loan used to solve your temporary financial needs.
Finding an Auto Loan with Bad Credit
Finding an auto loan online is easy regardless of you credit score. By simply completing a simple one page application hundreds of online lenders who will compete for your loan business.
A Look at the Origins of Online Lending
You might find yourself wondering about the origins of online lending, and how it has become the major industry that it has evolved into during recent years.The origins of online lending have evolved from standard lending practices combined with the increased ease and convenience of using the internet for a variety of purposes.
Why Choose a Personal Loan?
Are you wondering why choose a personal loan? One of the main reasons for choosing a Personal loan is the flexibility. There are a variety of Personal loans available which can be divided into two categories: secured personal loans and unsecured personal loans.
Lawsuit Loans - Caveat Emptor!
If you have been injured in an accident it is quite likely that you have been financially stressed as a result, and are in need of an advance against your insurance claim, lawsuit or other legal action. If you are looking for someone to lend you money based on your future settlement, BEWARE! There are reputable sources available but, unfortunately, there are many more disreputable ones as well.
Benefits of an Unsecured Loan
Listed below are some of the benefits of an unsecured loan. An unsecured loan is a loan which does not require you to have any collateral to secure the loan against.
Signature Loans: A Signature Can Relieve Stress Of No Collateral And Bad Credit
The dynamics of loans borrowing procedure has brought new ways of borrowing in the forefront. Signature loans are remote from traditional forms of loans borrowing which requires collateral to be placed as the guarantee of the loan borrowed.
What is a Homeowner Loan?
A Homeowner Loan is a way of using the equity tied up in your property to raise money. Equity is the difference between the value of your home and your outstanding mortgage.
Online Car Loans - Getting a Good Quote Online
Online car loans enable you to get a good quote and ultimately the best deal. With dealerships and local banks, you are at the mercy of their rates.
Fast Cash Payday Loans
If you need cash now there are several options available to you. The first is your debit card, assuming you are in good standing at your bank.
Why Student Loans are Better Than Credit Cards
You need some more money for college expenses this semester. Do you whip out a credit card to pay for your books, or do you apply for a federal or private loan? Well, consider the options --With a federal loan, your interest rate will be low (around 5%) and your payments will be deferred until 6-9 months after graduation.
|home | site map|
|TIGER MEDIA© 2006|