Loans Information

Luxury Real Estate Information


Rancho Palos Verdes, California Homes
Palos Verdes, California Homes
South Bay, California Homes
Luxury Mexican Beachfront Homes

Featured Properties


Oceanfront Estate Near Trump National

Related Information


Loan Information
Real Estate Information
Mortgage Refinance Information

Free Money Saving Auto and Home Loan Tips


Free Auto Loan Tips

The following tips should help increase your chances of getting a car loan at a better rate.

Tip #1 - If you just started a job (recently graduated from college) then wait 6 months to apply for your car loan.

Tip #2 - If you have currently have bad credit then repair it before applying for an auto loan.

Tip #3 - If you've recently moved then wait until you have lived at your new address for 6 months before applying for a loan.

Tips #4 - If you have had a previous auto loan or home mortgage on your credit report then your chances for a new loan improve greatly.

Tip #5 - Try and pay off all of your credit card balances or at least lower them. You may want to consider finding the best debt consolidation loans to erase all of your credit card bills. The bottom line is don't keep a high debt load or credit card balances.

Tip #6 - You must have a stable job or occupation.

Tip #7 - Other examples of credit extended to you should appear on your credit report. Verify this with a quick and easy online credit report. Also avoid charge off's on your credit report.

Tip #8 - If you've filed bankruptcy before then you should wait 3-4 years before trying to get an auto loan.

Free Home Loan Tips

Tip #1 - Make Bi-Monthly Payments: Instead of paying your mortgage with one monthly payment switch to paying half of your loan payment every 2 weeks. The savings comes from the 26 half payments you make which add up to 13 monthly payments versus the regular 12 payments you would normally make in a year. The end result is you save a large sum of money on the interest owed and you'll own your home a lot sooner!

Tip #2 - Choose a 15 year mortgage instead of a 30 year mortgage: You'll end up with a higher monthly payment but in the long run you also save tens of thousands of dollars in interest charges, especially if you shop for the best home loans you can afford.

Tip #3 - Mortgage Refinancing: Currently this is the most popular trend. You refinance your mortgage if you can get a rate that is at least one percentage point lower than your existing mortgage rate and plan to keep the new mortgage for several years or more.

Tip #4 - Buy down the rate: The seller or builder, or through innovative pricing, can help you buy down your mortgage rate for one, two, or three years.

Tip #5 - Consider an adjustable-rate mortgage (ARM): If you think you will be in your house for less then 5 years then perhaps you should consider an ARM. An adjustable-rate mortgage (ARM) starts with a considerably lower interest rate, but then adjusts every year. This type of loan moves a little bit of the risk away from the lender, and the lender rewards you with a lower rate. Usually these mortgages are capped to rise not more than two percent in any year, and not more than five or six percent for the life of the loan for your protection.

Timothy Gorman is a successful webmaster and publisher of Military-Loans-Online.com - Which provides free money saving loan quotes on all of your loan needs to include home equity loan information that you can research in your pajamas on his website.

Other websites operated by Tim

Cellular-Phone-Solutions.com - Free information and resources regarding cell phones and cell phone plans.

Best-Free-Insurance-Quotes.com which provides free insurance information and offers discount auto, life and home insurance.


MORE RESOURCES:
This RSS feed URL is deprecated, please update. New URLs can be found in the footers at https://news.google.com/news


South China Morning Post

Are Trump's Asian bankers about to call in their loans?
South China Morning Post
As Donald Trump throws grenades at the global trading system, investors are caught in the crossfire of tit-for-tat retaliatory steps. China is hitting back. So are Canada, the European Union and even India. But recent moves by Russia may be most ...

and more »


pgatour.com

Inside the Field: 2018 Quicken Loans National
pgatour.com
Check out the entire field and how they qualified for the 2018 Quicken Loans National. HOW THEY QUALIFIED. Winner - Quicken Loans National. Bill Haas Billy Hurley III Troy Merritt Kyle Stanley Winner - THE PLAYERS Championship. Rickie Fowler Si Woo ...



Forbes

How To Save $1,000 On Your Student Loans - Forbes
Forbes
If you are one of more than 44 million borrowers who collectively owe more than $1.5 trillion in student loan debt, then you're not alone. According to Make ...
Consumer Debt Outlook for June 2018 | LendingTreeLending Tree

all 12 news articles »


Piggyback loans return, opening door to refinancing
Chicago Daily Herald
While rising interest rates have sharply reduced the number of mortgage borrowers who can refinance into a lower rate, rising home prices create opportunities for some borrowers to refinance into mortgages that are less costly in other respects.

and more »


LendUp Loan 2018 Review
NerdWallet (blog)
Best as: A last resort in a true emergency. LendUp is an online lender that makes small loans — both lump-sum and installment — to borrowers with low credit scores. LendUp's rates are as high as traditional payday loans in some cases, and lower than ...



The Detroit News

Businesses win $1.2M in Quicken Loans Detroit Demo Day
The Detroit News
Quicken Loans Inc. founder Dan Gilbert, left, is interviewed by James Chapman, Director of Entrepreneurship for the Quicken Loans Community Investment Fund during Quicken Loans Detroit Demo Day at the Detroit Music Hall, in Detroit, June 22, 2018.



The First Look: 2018 Quicken Loans National
pgatour.com
Stanley takes his shot at becoming the first back-to-back winner in the National's 12-year history. Anthony Kim came closest, following his 2008 victory by finishing third in '09. … Will this be the National's final edition? Quicken Loans takes its ...



HuffPost

I Couldn't Afford To Pay My Student Loans. Then I Received A ...
HuffPost
Mark Wragg via Getty Images Why is it, in a day and age when more and more brown and black people are accessing higher education, that a bachelor's degree ...

and more »


People are getting loans to pay for their vacations
MarketWatch
Similar companies, including Airfordable and BookIt.com's PayDelay, specialize in travel installment loans. And lenders that typically offer personal loans, including Affirm and Marcus by Goldman Sachs, also advertise “travel” or “vacation” loans.



MarketWatch

People are getting loans for their vacations and how much of your salary you may really need to save
MarketWatch
Happy Wednesday, MarketWatchers! Here are the top personal finance stories of the day. Personal Finance. I earned $5 million in my lifetime—now my long-lost son keeps hitting me up for money. This man says he tried to find the son he fathered in his ...


Google News

home | site map
TIGER MEDIA© 2006